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Cost & Benefits

Compare / Charleston to Providence

Charleston, SC vs Providence, RI

Simple answer

You'd likely save $5 a month in Providence.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $318, with Charleston higher.

South Carolina taxes wages at rates up to 6.00%. Rhode Island taxes wages at rates up to 5.99%. Combined sales tax differs by 0.5 percentage points, higher in South Carolina. The effective property tax gap is 0.63 percentage points, higher in Rhode Island.

After a move from South Carolina to Rhode Island, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Charleston lines up with about $75,602 in Providence on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Charleston

Charleston-North Charleston, SC

2-bedroom Fair Market Rent
$1,884
HUD area
Charleston-North Charleston, SC MSA
Census median gross rent
$1,714
All-items price parity
101.0
Goods price parity
96.3
Utilities price parity
88.2
Mean commute
29.4 min
Median household income
$90,307

Providence

Providence-Warwick, RI-MA

2-bedroom Fair Market Rent
$1,879
HUD area
Providence-Fall River, RI-MA HUD Metro FMR Area
Census median gross rent
$1,396
All-items price parity
101.8
Goods price parity
97.1
Utilities price parity
148.8
Mean commute
27.9 min
Median household income
$82,870

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$75,602

Salary in Providence that matches the 2024 all-items regional price parity.

After state and federal tax

$73,980

Gross salary in Providence whose after-tax pay buys the same basket, using price parities.

Rent only

$74,801

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxSouth CarolinaRhode Island
State income tax on wagesup to 6.00%up to 5.99%
Combined sales tax, Jan 1, 20267.5%7.0%
Effective property tax, ACS 2024 median / median0.45%1.07%

On a $400,000 home, the state median effective rate implies about $1,786 a year in South Carolina and $4,289 in Rhode Island. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Rhode Island

Same household, $40,000 a year, scored once in South Carolina and once in Rhode Island. This is an illustration, not your application.

  • Food stamps (SNAP)

    CharlestonLikely eligible

    ProvidenceLikely eligible

  • Medicaid and CHIP

    CharlestonLikely eligible

    ProvidenceLikely eligible

  • WIC

    CharlestonLikely eligible

    ProvidenceLikely eligible

  • School meals

    CharlestonLikely eligible

    ProvidenceLikely eligible

  • LIHEAP

    CharlestonMaybe

    ProvidenceMaybe

  • Earned Income Tax Credit

    CharlestonLikely eligible

    ProvidenceLikely eligible

  • Child Tax Credit

    CharlestonLikely eligible

    ProvidenceLikely eligible

  • Marketplace premium tax credits

    CharlestonLikely eligible

    ProvidenceUnlikely

  • Lifeline phone and internet

    CharlestonLikely eligible

    ProvidenceLikely eligible

  • SSI

    CharlestonUnlikely

    ProvidenceUnlikely

Marketplace premium tax credits changes. In Charleston the result is “Likely inside the 2026 subsidy range.” In Providence it is “Unlikely — Medicaid is the closer program.” Rhode Island expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Rhode Island · SNAP guide

Related comparisons

From Charleston

The eight largest 2-bedroom Fair Market Rent gaps from Charleston.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.