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Cost & Benefits

Compare / Cleveland to Jackson

Cleveland, OH vs Jackson, MS

Simple answer

You'd likely save $15 a month in Cleveland.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 14.7 points (Cleveland 79.4, Jackson 64.8).

Ohio taxes wages at a flat 2.75%. Mississippi taxes wages at a flat 4.00%. Combined sales tax differs by 0.2 percentage points, higher in Ohio. The effective property tax gap is 0.57 percentage points, higher in Ohio.

After a move from Ohio to Mississippi, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Cleveland lines up with about $71,107 in Jackson on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Cleveland

Cleveland, OH

2-bedroom Fair Market Rent
$1,274
HUD area
Cleveland, OH HUD Metro FMR Area
Census median gross rent
$1,087
All-items price parity
93.9
Goods price parity
93.6
Utilities price parity
96.0
Mean commute
24.0 min
Median household income
$72,532

Jackson

Jackson, MS

2-bedroom Fair Market Rent
$1,289
HUD area
Jackson, MS HUD Metro FMR Area
Census median gross rent
$1,100
All-items price parity
89.0
Goods price parity
96.2
Utilities price parity
78.1
Mean commute
24.9 min
Median household income
$64,835

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$71,107

Salary in Jackson that matches the 2024 all-items regional price parity.

After state and federal tax

$70,485

Gross salary in Jackson whose after-tax pay buys the same basket, using price parities.

Rent only

$75,883

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxOhioMississippi
State income tax on wages2.75% flat4.00% flat
Combined sales tax, Jan 1, 20267.3%7.1%
Effective property tax, ACS 2024 median / median1.22%0.65%

On a $400,000 home, the state median effective rate implies about $4,899 a year in Ohio and $2,619 in Mississippi. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Mississippi

Same household, $40,000 a year, scored once in Ohio and once in Mississippi. This is an illustration, not your application.

  • Food stamps (SNAP)

    ClevelandLikely eligible

    JacksonLikely eligible

  • Medicaid and CHIP

    ClevelandLikely eligible

    JacksonLikely eligible

  • WIC

    ClevelandLikely eligible

    JacksonLikely eligible

  • School meals

    ClevelandLikely eligible

    JacksonLikely eligible

  • LIHEAP

    ClevelandMaybe

    JacksonMaybe

  • Earned Income Tax Credit

    ClevelandLikely eligible

    JacksonLikely eligible

  • Child Tax Credit

    ClevelandLikely eligible

    JacksonLikely eligible

  • Marketplace premium tax credits

    ClevelandUnlikely

    JacksonLikely eligible

  • Lifeline phone and internet

    ClevelandLikely eligible

    JacksonLikely eligible

  • SSI

    ClevelandUnlikely

    JacksonUnlikely

Marketplace premium tax credits changes. In Cleveland the result is “Unlikely — Medicaid is the closer program.” In Jackson it is “Likely inside the 2026 subsidy range.” Ohio expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Mississippi · SNAP guide

Related comparisons

From Cleveland

The eight largest 2-bedroom Fair Market Rent gaps from Cleveland.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.