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Cost & Benefits

Compare / Columbia to San Antonio

Columbia, SC vs San Antonio, TX

Simple answer

You'd likely save $215 a month in Columbia.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 15.1 points (Columbia 79.5, San Antonio 94.6).

South Carolina taxes wages at rates up to 6.00%. Texas has no tax on wages. Combined sales tax differs by 0.7 percentage points, higher in Texas. The effective property tax gap is 0.87 percentage points, higher in Texas.

After a move from South Carolina to Texas, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Columbia lines up with about $75,844 in San Antonio on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Columbia

Columbia, SC

2-bedroom Fair Market Rent
$1,226
HUD area
Columbia, SC HUD Metro FMR Area
Census median gross rent
$1,257
All-items price parity
93.7
Goods price parity
96.3
Utilities price parity
88.3
Mean commute
25.8 min
Median household income
$70,788

San Antonio

San Antonio-New Braunfels, TX

2-bedroom Fair Market Rent
$1,441
HUD area
San Antonio-New Braunfels, TX HUD Metro FMR Area
Census median gross rent
$1,422
All-items price parity
94.7
Goods price parity
93.8
Utilities price parity
82.2
Mean commute
27.6 min
Median household income
$78,112

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$75,844

Salary in San Antonio that matches the 2024 all-items regional price parity.

After state and federal tax

$71,180

Gross salary in San Antonio whose after-tax pay buys the same basket, using price parities.

Rent only

$88,153

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxSouth CarolinaTexas
State income tax on wagesup to 6.00%No wage tax
Combined sales tax, Jan 1, 20267.5%8.2%
Effective property tax, ACS 2024 median / median0.45%1.31%

On a $400,000 home, the state median effective rate implies about $1,786 a year in South Carolina and $5,246 in Texas. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Texas

Same household, $40,000 a year, scored once in South Carolina and once in Texas. This is an illustration, not your application.

  • Food stamps (SNAP)

    ColumbiaLikely eligible

    San AntonioLikely eligible

  • Medicaid and CHIP

    ColumbiaLikely eligible

    San AntonioLikely eligible

  • WIC

    ColumbiaLikely eligible

    San AntonioLikely eligible

  • School meals

    ColumbiaLikely eligible

    San AntonioLikely eligible

  • LIHEAP

    ColumbiaMaybe

    San AntonioMaybe

  • Earned Income Tax Credit

    ColumbiaLikely eligible

    San AntonioLikely eligible

  • Child Tax Credit

    ColumbiaLikely eligible

    San AntonioLikely eligible

  • Marketplace premium tax credits

    ColumbiaLikely eligible

    San AntonioLikely eligible

  • Lifeline phone and internet

    ColumbiaLikely eligible

    San AntonioLikely eligible

  • SSI

    ColumbiaUnlikely

    San AntonioUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for Texas · SNAP guide

Related comparisons

From Columbia

The eight largest 2-bedroom Fair Market Rent gaps from Columbia.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.