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Cost & Benefits

Compare / Columbus to Nashville

Columbus, OH vs Nashville, TN

Simple answer

You'd likely save $196 a month in Columbus.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $268, with Nashville higher.

Ohio taxes wages at a flat 2.75%. Tennessee has no tax on wages. Combined sales tax differs by 2.3 percentage points, higher in Tennessee. The effective property tax gap is 0.78 percentage points, higher in Ohio.

After a move from Ohio to Tennessee, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Columbus lines up with about $75,683 in Nashville on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Columbus

Columbus, OH

2-bedroom Fair Market Rent
$1,602
HUD area
Columbus, OH HUD Metro FMR Area
Census median gross rent
$1,359
All-items price parity
95.5
Goods price parity
93.6
Utilities price parity
95.5
Mean commute
24.1 min
Median household income
$82,938

Nashville

Nashville-Davidson--Murfreesboro--Franklin, TN

2-bedroom Fair Market Rent
$1,798
HUD area
Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area
Census median gross rent
$1,627
All-items price parity
96.3
Goods price parity
96.2
Utilities price parity
72.0
Mean commute
28.7 min
Median household income
$88,800

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$75,683

Salary in Nashville that matches the 2024 all-items regional price parity.

After state and federal tax

$72,670

Gross salary in Nashville whose after-tax pay buys the same basket, using price parities.

Rent only

$84,176

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxOhioTennessee
State income tax on wages2.75% flatNo wage tax
Combined sales tax, Jan 1, 20267.3%9.6%
Effective property tax, ACS 2024 median / median1.22%0.45%

On a $400,000 home, the state median effective rate implies about $4,899 a year in Ohio and $1,790 in Tennessee. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Tennessee

Same household, $40,000 a year, scored once in Ohio and once in Tennessee. This is an illustration, not your application.

  • Food stamps (SNAP)

    ColumbusLikely eligible

    NashvilleLikely eligible

  • Medicaid and CHIP

    ColumbusLikely eligible

    NashvilleLikely eligible

  • WIC

    ColumbusLikely eligible

    NashvilleLikely eligible

  • School meals

    ColumbusLikely eligible

    NashvilleLikely eligible

  • LIHEAP

    ColumbusMaybe

    NashvilleMaybe

  • Earned Income Tax Credit

    ColumbusLikely eligible

    NashvilleLikely eligible

  • Child Tax Credit

    ColumbusLikely eligible

    NashvilleLikely eligible

  • Marketplace premium tax credits

    ColumbusUnlikely

    NashvilleLikely eligible

  • Lifeline phone and internet

    ColumbusLikely eligible

    NashvilleLikely eligible

  • SSI

    ColumbusUnlikely

    NashvilleUnlikely

Marketplace premium tax credits changes. In Columbus the result is “Unlikely — Medicaid is the closer program.” In Nashville it is “Likely inside the 2026 subsidy range.” Ohio expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Tennessee · SNAP guide

Related comparisons

From Columbus

The eight largest 2-bedroom Fair Market Rent gaps from Columbus.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.