Deltona, FL vs Houston, TX
Simple answer
You'd likely save $176 a month in Houston.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $176: Deltona is higher at $1,673 versus $1,497.
Florida has no tax on wages. Texas has no tax on wages. Combined sales tax differs by 1.2 percentage points, higher in Texas. The effective property tax gap is 0.56 percentage points, higher in Texas.
After a move from Florida to Texas, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.
A $75,000 salary in Deltona lines up with about $74,443 in Houston on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
Deltona
Deltona-Daytona Beach-Ormond Beach, FL
- 2-bedroom Fair Market Rent
- $1,673
- HUD area
- Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area
- Census median gross rent
- $1,614
- All-items price parity
- 99.4
- Goods price parity
- 96.2
- Utilities price parity
- 87.6
- Mean commute
- 27.8 min
- Median household income
- $73,701
Houston
Houston-Pasadena-The Woodlands, TX
- 2-bedroom Fair Market Rent
- $1,497
- HUD area
- Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area
- Census median gross rent
- $1,469
- All-items price parity
- 98.6
- Goods price parity
- 100.6
- Utilities price parity
- 95.3
- Mean commute
- 31.1 min
- Median household income
- $81,417
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$74,443
Salary in Houston that matches the 2024 all-items regional price parity.
$74,350
Gross salary in Houston whose after-tax pay buys the same basket, using price parities.
$67,110
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | Florida | Texas |
|---|---|---|
| State income tax on wages | No wage tax | No wage tax |
| Combined sales tax, Jan 1, 2026 | 7.0% | 8.2% |
| Effective property tax, ACS 2024 median / median | 0.75% | 1.31% |
On a $400,000 home, the state median effective rate implies about $3,016 a year in Florida and $5,246 in Texas. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in Texas
Same household, $40,000 a year, scored once in Florida and once in Texas. This is an illustration, not your application.
Food stamps (SNAP)
DeltonaLikely eligible
HoustonLikely eligible
Medicaid and CHIP
DeltonaLikely eligible
HoustonLikely eligible
WIC
DeltonaLikely eligible
HoustonLikely eligible
School meals
DeltonaLikely eligible
HoustonLikely eligible
LIHEAP
DeltonaMaybe
HoustonMaybe
Earned Income Tax Credit
DeltonaLikely eligible
HoustonLikely eligible
Child Tax Credit
DeltonaLikely eligible
HoustonLikely eligible
Marketplace premium tax credits
DeltonaLikely eligible
HoustonLikely eligible
Lifeline phone and internet
DeltonaLikely eligible
HoustonLikely eligible
SSI
DeltonaUnlikely
HoustonUnlikely
| Program | Deltona | Houston |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Likely eligible | Likely eligible |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.
Related comparisons
From Deltona
The eight largest 2-bedroom Fair Market Rent gaps from Deltona.
- Deltona and San Francisco · rent gap $2,024
- Deltona and San Jose · rent gap $1,599
- Deltona and Boston · rent gap $1,335
- Deltona and New York · rent gap $1,298
- Deltona and Los Angeles · rent gap $1,291
- Deltona and San Diego · rent gap $1,150
- Deltona and Miami · rent gap $891
- Deltona and Seattle · rent gap $876
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.