Detroit, MI vs El Paso, TX
Simple answer
You'd likely save $313 a month in El Paso.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 23.4 points (Detroit 94.7, El Paso 71.2).
Michigan taxes wages at a flat 4.25%. Texas has no tax on wages. Combined sales tax differs by 2.2 percentage points, higher in Texas. The effective property tax gap is 0.14 percentage points, higher in Texas.
After a move from Michigan to Texas, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.
A $75,000 salary in Detroit lines up with about $67,234 in El Paso on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
Detroit
Detroit-Warren-Dearborn, MI
- 2-bedroom Fair Market Rent
- $1,459
- HUD area
- Detroit-Warren-Livonia, MI HUD Metro FMR Area
- Census median gross rent
- $1,248
- All-items price parity
- 100.3
- Goods price parity
- 98.8
- Utilities price parity
- 107.0
- Mean commute
- 26.2 min
- Median household income
- $76,403
El Paso
El Paso, TX
- 2-bedroom Fair Market Rent
- $1,146
- HUD area
- El Paso, TX HUD Metro FMR Area
- Census median gross rent
- $1,081
- All-items price parity
- 89.9
- Goods price parity
- 93.8
- Utilities price parity
- 82.6
- Mean commute
- 24.3 min
- Median household income
- $59,834
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$67,234
Salary in El Paso that matches the 2024 all-items regional price parity.
$62,594
Gross salary in El Paso whose after-tax pay buys the same basket, using price parities.
$58,910
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | Michigan | Texas |
|---|---|---|
| State income tax on wages | 4.25% flat | No wage tax |
| Combined sales tax, Jan 1, 2026 | 6.0% | 8.2% |
| Effective property tax, ACS 2024 median / median | 1.18% | 1.31% |
On a $400,000 home, the state median effective rate implies about $4,702 a year in Michigan and $5,246 in Texas. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in Texas
Same household, $40,000 a year, scored once in Michigan and once in Texas. This is an illustration, not your application.
Food stamps (SNAP)
DetroitLikely eligible
El PasoLikely eligible
Medicaid and CHIP
DetroitLikely eligible
El PasoLikely eligible
WIC
DetroitLikely eligible
El PasoLikely eligible
School meals
DetroitLikely eligible
El PasoLikely eligible
LIHEAP
DetroitMaybe
El PasoMaybe
Earned Income Tax Credit
DetroitLikely eligible
El PasoLikely eligible
Child Tax Credit
DetroitLikely eligible
El PasoLikely eligible
Marketplace premium tax credits
DetroitUnlikely
El PasoLikely eligible
Lifeline phone and internet
DetroitLikely eligible
El PasoLikely eligible
SSI
DetroitUnlikely
El PasoUnlikely
| Program | Detroit | El Paso |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Unlikely | Likely eligible |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
Marketplace premium tax credits changes. In Detroit the result is “Unlikely — Medicaid is the closer program.” In El Paso it is “Likely inside the 2026 subsidy range.” Michigan expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.
Related comparisons
From Detroit
The eight largest 2-bedroom Fair Market Rent gaps from Detroit.
- Detroit and San Francisco · rent gap $2,238
- Detroit and San Jose · rent gap $1,813
- Detroit and Boston · rent gap $1,549
- Detroit and New York · rent gap $1,512
- Detroit and Los Angeles · rent gap $1,505
- Detroit and San Diego · rent gap $1,364
- Detroit and Miami · rent gap $1,105
- Detroit and Seattle · rent gap $1,090
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.