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Cost & Benefits

Compare / Greensboro to McAllen

Greensboro, NC vs McAllen, TX

Simple answer

You'd likely save $254 a month in McAllen.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 18.6 points (Greensboro 74.5, McAllen 55.9).

North Carolina taxes wages at a flat 3.99%. Texas has no tax on wages. Combined sales tax differs by 1.2 percentage points, higher in Texas. The effective property tax gap is 0.70 percentage points, higher in Texas.

After a move from North Carolina to Texas, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Greensboro lines up with about $69,371 in McAllen on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Greensboro

Greensboro-High Point, NC

2-bedroom Fair Market Rent
$1,271
HUD area
Greensboro-High Point, NC HUD Metro FMR Area
Census median gross rent
$1,171
All-items price parity
92.9
Goods price parity
96.6
Utilities price parity
89.1
Mean commute
23.6 min
Median household income
$66,072

McAllen

McAllen-Edinburg-Mission, TX

2-bedroom Fair Market Rent
$1,017
HUD area
McAllen-Edinburg-Mission, TX MSA
Census median gross rent
$971
All-items price parity
85.9
Goods price parity
93.8
Utilities price parity
81.2
Mean commute
22.9 min
Median household income
$56,720

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$69,371

Salary in McAllen that matches the 2024 all-items regional price parity.

After state and federal tax

$65,330

Gross salary in McAllen whose after-tax pay buys the same basket, using price parities.

Rent only

$60,012

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxNorth CarolinaTexas
State income tax on wages3.99% flatNo wage tax
Combined sales tax, Jan 1, 20267.0%8.2%
Effective property tax, ACS 2024 median / median0.61%1.31%

On a $400,000 home, the state median effective rate implies about $2,455 a year in North Carolina and $5,246 in Texas. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Texas

Same household, $40,000 a year, scored once in North Carolina and once in Texas. This is an illustration, not your application.

  • Food stamps (SNAP)

    GreensboroLikely eligible

    McAllenLikely eligible

  • Medicaid and CHIP

    GreensboroLikely eligible

    McAllenLikely eligible

  • WIC

    GreensboroLikely eligible

    McAllenLikely eligible

  • School meals

    GreensboroLikely eligible

    McAllenLikely eligible

  • LIHEAP

    GreensboroMaybe

    McAllenMaybe

  • Earned Income Tax Credit

    GreensboroLikely eligible

    McAllenLikely eligible

  • Child Tax Credit

    GreensboroLikely eligible

    McAllenLikely eligible

  • Marketplace premium tax credits

    GreensboroUnlikely

    McAllenLikely eligible

  • Lifeline phone and internet

    GreensboroLikely eligible

    McAllenLikely eligible

  • SSI

    GreensboroUnlikely

    McAllenUnlikely

Marketplace premium tax credits changes. In Greensboro the result is “Unlikely — Medicaid is the closer program.” In McAllen it is “Likely inside the 2026 subsidy range.” North Carolina expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Texas · SNAP guide

Related comparisons

From Greensboro

The eight largest 2-bedroom Fair Market Rent gaps from Greensboro.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.