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Cost & Benefits

Compare / Indianapolis to New Orleans

Indianapolis, IN vs New Orleans, LA

Simple answer

You'd likely save $56 a month in New Orleans.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $56: Indianapolis is higher at $1,536 versus $1,480.

Indiana taxes wages at a flat 2.95%. Louisiana taxes wages at a flat 3.00%. Combined sales tax differs by 3.1 percentage points, higher in Louisiana. The effective property tax gap is 0.21 percentage points, higher in Indiana.

After a move from Indiana to Louisiana, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Indianapolis lines up with about $72,571 in New Orleans on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Indianapolis

Indianapolis-Carmel-Greenwood, IN

2-bedroom Fair Market Rent
$1,536
HUD area
Indianapolis-Carmel, IN HUD Metro FMR Area
Census median gross rent
$1,273
All-items price parity
95.7
Goods price parity
94.3
Utilities price parity
86.4
Mean commute
25.6 min
Median household income
$80,239

New Orleans

New Orleans-Metairie, LA

2-bedroom Fair Market Rent
$1,480
HUD area
New Orleans-Metairie, LA HUD Metro FMR Area
Census median gross rent
$1,262
All-items price parity
92.6
Goods price parity
93.7
Utilities price parity
71.2
Mean commute
24.9 min
Median household income
$62,373

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$72,571

Salary in New Orleans that matches the 2024 all-items regional price parity.

After state and federal tax

$71,292

Gross salary in New Orleans whose after-tax pay buys the same basket, using price parities.

Rent only

$72,266

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxIndianaLouisiana
State income tax on wages2.95% flat3.00% flat
Combined sales tax, Jan 1, 20267.0%10.1%
Effective property tax, ACS 2024 median / median0.74%0.53%

On a $400,000 home, the state median effective rate implies about $2,954 a year in Indiana and $2,127 in Louisiana. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Louisiana

Same household, $40,000 a year, scored once in Indiana and once in Louisiana. This is an illustration, not your application.

  • Food stamps (SNAP)

    IndianapolisLikely eligible

    New OrleansLikely eligible

  • Medicaid and CHIP

    IndianapolisLikely eligible

    New OrleansLikely eligible

  • WIC

    IndianapolisLikely eligible

    New OrleansLikely eligible

  • School meals

    IndianapolisLikely eligible

    New OrleansLikely eligible

  • LIHEAP

    IndianapolisMaybe

    New OrleansMaybe

  • Earned Income Tax Credit

    IndianapolisLikely eligible

    New OrleansLikely eligible

  • Child Tax Credit

    IndianapolisLikely eligible

    New OrleansLikely eligible

  • Marketplace premium tax credits

    IndianapolisUnlikely

    New OrleansUnlikely

  • Lifeline phone and internet

    IndianapolisLikely eligible

    New OrleansLikely eligible

  • SSI

    IndianapolisUnlikely

    New OrleansUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for Louisiana · SNAP guide

Related comparisons

From Indianapolis

The eight largest 2-bedroom Fair Market Rent gaps from Indianapolis.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.