Compare / Miami to San Antonio
Miami, FL vs San Antonio, TX
Simple answer
You'd likely save $1,123 a month in San Antonio.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $1,123: Miami is higher at $2,564 versus $1,441.
Florida has no tax on wages. Texas has no tax on wages. Combined sales tax differs by 1.2 percentage points, higher in Texas. The effective property tax gap is 0.56 percentage points, higher in Texas.
After a move from Florida to Texas, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.
A $75,000 salary in Miami lines up with about $62,229 in San Antonio on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
Miami
Miami-Fort Lauderdale-West Palm Beach, FL
- 2-bedroom Fair Market Rent
- $2,564
- HUD area
- Miami-Miami Beach-Kendall, FL HUD Metro FMR Area
- Census median gross rent
- $2,083
- All-items price parity
- 114.2
- Goods price parity
- 103.6
- Utilities price parity
- 97.2
- Mean commute
- 30.2 min
- Median household income
- $80,625
San Antonio
San Antonio-New Braunfels, TX
- 2-bedroom Fair Market Rent
- $1,441
- HUD area
- San Antonio-New Braunfels, TX HUD Metro FMR Area
- Census median gross rent
- $1,422
- All-items price parity
- 94.7
- Goods price parity
- 93.8
- Utilities price parity
- 82.2
- Mean commute
- 27.6 min
- Median household income
- $78,112
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$62,229
Salary in San Antonio that matches the 2024 all-items regional price parity.
$60,889
Gross salary in San Antonio whose after-tax pay buys the same basket, using price parities.
$42,151
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | Florida | Texas |
|---|---|---|
| State income tax on wages | No wage tax | No wage tax |
| Combined sales tax, Jan 1, 2026 | 7.0% | 8.2% |
| Effective property tax, ACS 2024 median / median | 0.75% | 1.31% |
On a $400,000 home, the state median effective rate implies about $3,016 a year in Florida and $5,246 in Texas. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in Texas
Same household, $40,000 a year, scored once in Florida and once in Texas. This is an illustration, not your application.
Food stamps (SNAP)
MiamiLikely eligible
San AntonioLikely eligible
Medicaid and CHIP
MiamiLikely eligible
San AntonioLikely eligible
WIC
MiamiLikely eligible
San AntonioLikely eligible
School meals
MiamiLikely eligible
San AntonioLikely eligible
LIHEAP
MiamiMaybe
San AntonioMaybe
Earned Income Tax Credit
MiamiLikely eligible
San AntonioLikely eligible
Child Tax Credit
MiamiLikely eligible
San AntonioLikely eligible
Marketplace premium tax credits
MiamiLikely eligible
San AntonioLikely eligible
Lifeline phone and internet
MiamiLikely eligible
San AntonioLikely eligible
SSI
MiamiUnlikely
San AntonioUnlikely
| Program | Miami | San Antonio |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Likely eligible | Likely eligible |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.
Related comparisons
From Miami
The eight largest 2-bedroom Fair Market Rent gaps from Miami.
- Miami and McAllen · rent gap $1,547
- Miami and Wichita · rent gap $1,521
- Miami and Little Rock · rent gap $1,443
- Miami and Toledo · rent gap $1,419
- Miami and El Paso · rent gap $1,418
- Miami and Baton Rouge · rent gap $1,415
- Miami and Columbia · rent gap $1,338
- Miami and Tulsa · rent gap $1,335
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.