Compare / Nashville to Rochester
Nashville, TN vs Rochester, NY
Simple answer
You'd likely save $382 a month in Rochester.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is Census rent. Census median gross rent differs by $455, with Nashville higher.
Tennessee has no tax on wages. New York taxes wages at rates up to 10.90%. Combined sales tax differs by 1.1 percentage points, higher in Tennessee. The effective property tax gap is 1.01 percentage points, higher in New York.
After a move from Tennessee to New York, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.
A $75,000 salary in Nashville lines up with about $75,543 in Rochester on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
Nashville
Nashville-Davidson--Murfreesboro--Franklin, TN
- 2-bedroom Fair Market Rent
- $1,798
- HUD area
- Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area
- Census median gross rent
- $1,627
- All-items price parity
- 96.3
- Goods price parity
- 96.2
- Utilities price parity
- 72.0
- Mean commute
- 28.7 min
- Median household income
- $88,800
Rochester
Rochester, NY
- 2-bedroom Fair Market Rent
- $1,416
- HUD area
- Rochester, NY MSA
- Census median gross rent
- $1,172
- All-items price parity
- 97.0
- Goods price parity
- 99.7
- Utilities price parity
- 133.2
- Mean commute
- 20.8 min
- Median household income
- $76,453
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$75,543
Salary in Rochester that matches the 2024 all-items regional price parity.
$83,048
Gross salary in Rochester whose after-tax pay buys the same basket, using price parities.
$59,066
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | Tennessee | New York |
|---|---|---|
| State income tax on wages | No wage tax | up to 10.90% |
| Combined sales tax, Jan 1, 2026 | 9.6% | 8.5% |
| Effective property tax, ACS 2024 median / median | 0.45% | 1.45% |
On a $400,000 home, the state median effective rate implies about $1,790 a year in Tennessee and $5,818 in New York. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in New York
Same household, $40,000 a year, scored once in Tennessee and once in New York. This is an illustration, not your application.
Food stamps (SNAP)
NashvilleLikely eligible
RochesterLikely eligible
Medicaid and CHIP
NashvilleLikely eligible
RochesterLikely eligible
WIC
NashvilleLikely eligible
RochesterLikely eligible
School meals
NashvilleLikely eligible
RochesterLikely eligible
LIHEAP
NashvilleMaybe
RochesterMaybe
Earned Income Tax Credit
NashvilleLikely eligible
RochesterLikely eligible
Child Tax Credit
NashvilleLikely eligible
RochesterLikely eligible
Marketplace premium tax credits
NashvilleLikely eligible
RochesterUnlikely
Lifeline phone and internet
NashvilleLikely eligible
RochesterLikely eligible
SSI
NashvilleUnlikely
RochesterUnlikely
| Program | Nashville | Rochester |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Likely eligible | Unlikely |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
Marketplace premium tax credits changes. In Nashville the result is “Likely inside the 2026 subsidy range.” In Rochester it is “Unlikely — Medicaid is the closer program.” New York expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.
Related comparisons
From Nashville
The eight largest 2-bedroom Fair Market Rent gaps from Nashville.
- Nashville and San Francisco · rent gap $1,899
- Nashville and San Jose · rent gap $1,474
- Nashville and Boston · rent gap $1,210
- Nashville and New York · rent gap $1,173
- Nashville and Los Angeles · rent gap $1,166
- Nashville and San Diego · rent gap $1,025
- Nashville and McAllen · rent gap $781
- Nashville and Miami · rent gap $766
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.