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Cost & Benefits

Compare / Nashville to Winston-Salem

Nashville, TN vs Winston-Salem, NC

Simple answer

You'd likely save $466 a month in Winston-Salem.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $525, with Nashville higher.

Tennessee has no tax on wages. North Carolina taxes wages at a flat 3.99%. Combined sales tax differs by 2.6 percentage points, higher in Tennessee. The effective property tax gap is 0.17 percentage points, higher in North Carolina.

After a move from Tennessee to North Carolina, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Nashville lines up with about $71,656 in Winston-Salem on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Nashville

Nashville-Davidson--Murfreesboro--Franklin, TN

2-bedroom Fair Market Rent
$1,798
HUD area
Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area
Census median gross rent
$1,627
All-items price parity
96.3
Goods price parity
96.2
Utilities price parity
72.0
Mean commute
28.7 min
Median household income
$88,800

Winston-Salem

Winston-Salem, NC

2-bedroom Fair Market Rent
$1,332
HUD area
Winston-Salem, NC HUD Metro FMR Area
Census median gross rent
$1,102
All-items price parity
92.0
Goods price parity
96.6
Utilities price parity
88.4
Mean commute
23.8 min
Median household income
$65,903

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$71,656

Salary in Winston-Salem that matches the 2024 all-items regional price parity.

After state and federal tax

$74,605

Gross salary in Winston-Salem whose after-tax pay buys the same basket, using price parities.

Rent only

$55,562

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxTennesseeNorth Carolina
State income tax on wagesNo wage tax3.99% flat
Combined sales tax, Jan 1, 20269.6%7.0%
Effective property tax, ACS 2024 median / median0.45%0.61%

On a $400,000 home, the state median effective rate implies about $1,790 a year in Tennessee and $2,455 in North Carolina. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in North Carolina

Same household, $40,000 a year, scored once in Tennessee and once in North Carolina. This is an illustration, not your application.

  • Food stamps (SNAP)

    NashvilleLikely eligible

    Winston-SalemLikely eligible

  • Medicaid and CHIP

    NashvilleLikely eligible

    Winston-SalemLikely eligible

  • WIC

    NashvilleLikely eligible

    Winston-SalemLikely eligible

  • School meals

    NashvilleLikely eligible

    Winston-SalemLikely eligible

  • LIHEAP

    NashvilleMaybe

    Winston-SalemMaybe

  • Earned Income Tax Credit

    NashvilleLikely eligible

    Winston-SalemLikely eligible

  • Child Tax Credit

    NashvilleLikely eligible

    Winston-SalemLikely eligible

  • Marketplace premium tax credits

    NashvilleLikely eligible

    Winston-SalemUnlikely

  • Lifeline phone and internet

    NashvilleLikely eligible

    Winston-SalemLikely eligible

  • SSI

    NashvilleUnlikely

    Winston-SalemUnlikely

Marketplace premium tax credits changes. In Nashville the result is “Likely inside the 2026 subsidy range.” In Winston-Salem it is “Unlikely — Medicaid is the closer program.” North Carolina expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for North Carolina · SNAP guide

Related comparisons

From Nashville

The eight largest 2-bedroom Fair Market Rent gaps from Nashville.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.