Compare / Oxnard to San Francisco
Oxnard, CA vs San Francisco, CA
Simple answer
You'd likely save $1,273 a month in Oxnard.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $1,273: San Francisco is higher at $3,697 versus $2,424.
California taxes wages at rates up to 13.30%. California taxes wages at rates up to 13.30%. Combined sales tax differs by 0.0 percentage points, higher in California. The effective property tax gap is 0.00 percentage points, higher in California.
Both metros are in California, so benefit eligibility in this tool does not change with the move. Rent and price levels still differ.
A $75,000 salary in Oxnard lines up with about $78,446 in San Francisco on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
Oxnard
Oxnard-Thousand Oaks-Ventura, CA
- 2-bedroom Fair Market Rent
- $2,424
- HUD area
- Oxnard-Thousand Oaks-Ventura, CA MSA
- Census median gross rent
- $2,313
- All-items price parity
- 110.5
- Goods price parity
- 105.2
- Utilities price parity
- 152.9
- Mean commute
- 26.7 min
- Median household income
- $114,238
San Francisco
San Francisco-Oakland-Fremont, CA
- 2-bedroom Fair Market Rent
- $3,697
- HUD area
- San Francisco, CA HUD Metro FMR Area
- Census median gross rent
- $2,435
- All-items price parity
- 115.6
- Goods price parity
- 108.5
- Utilities price parity
- 172.6
- Mean commute
- 32.7 min
- Median household income
- $135,590
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$78,446
Salary in San Francisco that matches the 2024 all-items regional price parity.
$79,356
Gross salary in San Francisco whose after-tax pay buys the same basket, using price parities.
$114,387
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | California | California |
|---|---|---|
| State income tax on wages | up to 13.30% | up to 13.30% |
| Combined sales tax, Jan 1, 2026 | 9.0% | 9.0% |
| Effective property tax, ACS 2024 median / median | 0.71% | 0.71% |
On a $400,000 home, the state median effective rate implies about $2,828 a year in California and $2,828 in California. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in California
Oxnard and San Francisco are in California. The benefit rules in this tool are statewide, so the statuses match. Rent and prices still differ.
Food stamps (SNAP)
OxnardLikely eligible
San FranciscoLikely eligible
Medicaid and CHIP
OxnardLikely eligible
San FranciscoLikely eligible
WIC
OxnardLikely eligible
San FranciscoLikely eligible
School meals
OxnardLikely eligible
San FranciscoLikely eligible
LIHEAP
OxnardMaybe
San FranciscoMaybe
Earned Income Tax Credit
OxnardLikely eligible
San FranciscoLikely eligible
Child Tax Credit
OxnardLikely eligible
San FranciscoLikely eligible
Marketplace premium tax credits
OxnardUnlikely
San FranciscoUnlikely
Lifeline phone and internet
OxnardLikely eligible
San FranciscoLikely eligible
SSI
OxnardUnlikely
San FranciscoUnlikely
| Program | Oxnard | San Francisco |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Unlikely | Unlikely |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
Related comparisons
From Oxnard
The eight largest 2-bedroom Fair Market Rent gaps from Oxnard.
- Oxnard and McAllen · rent gap $1,407
- Oxnard and Wichita · rent gap $1,381
- Oxnard and Little Rock · rent gap $1,303
- Oxnard and Toledo · rent gap $1,279
- Oxnard and El Paso · rent gap $1,278
- Oxnard and Baton Rouge · rent gap $1,275
- Oxnard and Columbia · rent gap $1,198
- Oxnard and Tulsa · rent gap $1,195
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.