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Cost & Benefits

Compare / San Antonio to Tucson

San Antonio, TX vs Tucson, AZ

Simple answer

You'd likely save $36 a month in Tucson.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $122, with San Antonio higher.

Texas has no tax on wages. Arizona taxes wages at a flat 2.50%. Combined sales tax differs by 0.3 percentage points, higher in Arizona. The effective property tax gap is 0.88 percentage points, higher in Texas.

After a move from Texas to Arizona, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in San Antonio lines up with about $76,726 in Tucson on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

San Antonio

San Antonio-New Braunfels, TX

2-bedroom Fair Market Rent
$1,441
HUD area
San Antonio-New Braunfels, TX HUD Metro FMR Area
Census median gross rent
$1,422
All-items price parity
94.7
Goods price parity
93.8
Utilities price parity
82.2
Mean commute
27.6 min
Median household income
$78,112

Tucson

Tucson, AZ

2-bedroom Fair Market Rent
$1,405
HUD area
Tucson, AZ MSA
Census median gross rent
$1,300
All-items price parity
96.9
Goods price parity
96.2
Utilities price parity
89.5
Mean commute
24.8 min
Median household income
$72,067

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$76,726

Salary in Tucson that matches the 2024 all-items regional price parity.

After state and federal tax

$79,545

Gross salary in Tucson whose after-tax pay buys the same basket, using price parities.

Rent only

$73,126

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxTexasArizona
State income tax on wagesNo wage tax2.50% flat
Combined sales tax, Jan 1, 20268.2%8.5%
Effective property tax, ACS 2024 median / median1.31%0.43%

On a $400,000 home, the state median effective rate implies about $5,246 a year in Texas and $1,716 in Arizona. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Arizona

Same household, $40,000 a year, scored once in Texas and once in Arizona. This is an illustration, not your application.

  • Food stamps (SNAP)

    San AntonioLikely eligible

    TucsonLikely eligible

  • Medicaid and CHIP

    San AntonioLikely eligible

    TucsonLikely eligible

  • WIC

    San AntonioLikely eligible

    TucsonLikely eligible

  • School meals

    San AntonioLikely eligible

    TucsonLikely eligible

  • LIHEAP

    San AntonioMaybe

    TucsonMaybe

  • Earned Income Tax Credit

    San AntonioLikely eligible

    TucsonLikely eligible

  • Child Tax Credit

    San AntonioLikely eligible

    TucsonLikely eligible

  • Marketplace premium tax credits

    San AntonioLikely eligible

    TucsonUnlikely

  • Lifeline phone and internet

    San AntonioLikely eligible

    TucsonLikely eligible

  • SSI

    San AntonioUnlikely

    TucsonUnlikely

Marketplace premium tax credits changes. In San Antonio the result is “Likely inside the 2026 subsidy range.” In Tucson it is “Unlikely — Medicaid is the closer program.” Arizona expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Arizona · SNAP guide

Related comparisons

From San Antonio

The eight largest 2-bedroom Fair Market Rent gaps from San Antonio.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.