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Cost & Benefits

Compare / San Antonio to Tulsa

San Antonio, TX vs Tulsa, OK

Simple answer

You'd likely save $212 a month in Tulsa.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 26.3 points (San Antonio 94.6, Tulsa 68.2).

Texas has no tax on wages. Oklahoma taxes wages at rates up to 4.50%. Combined sales tax differs by 0.9 percentage points, higher in Oklahoma. The effective property tax gap is 0.56 percentage points, higher in Texas.

After a move from Texas to Oklahoma, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in San Antonio lines up with about $70,643 in Tulsa on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

San Antonio

San Antonio-New Braunfels, TX

2-bedroom Fair Market Rent
$1,441
HUD area
San Antonio-New Braunfels, TX HUD Metro FMR Area
Census median gross rent
$1,422
All-items price parity
94.7
Goods price parity
93.8
Utilities price parity
82.2
Mean commute
27.6 min
Median household income
$78,112

Tulsa

Tulsa, OK

2-bedroom Fair Market Rent
$1,229
HUD area
Tulsa, OK HUD Metro FMR Area
Census median gross rent
$1,115
All-items price parity
89.2
Goods price parity
93.8
Utilities price parity
73.9
Mean commute
22.6 min
Median household income
$69,658

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$70,643

Salary in Tulsa that matches the 2024 all-items regional price parity.

After state and federal tax

$73,864

Gross salary in Tulsa whose after-tax pay buys the same basket, using price parities.

Rent only

$63,966

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxTexasOklahoma
State income tax on wagesNo wage taxup to 4.50%
Combined sales tax, Jan 1, 20268.2%9.1%
Effective property tax, ACS 2024 median / median1.31%0.75%

On a $400,000 home, the state median effective rate implies about $5,246 a year in Texas and $3,011 in Oklahoma. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Oklahoma

Same household, $40,000 a year, scored once in Texas and once in Oklahoma. This is an illustration, not your application.

  • Food stamps (SNAP)

    San AntonioLikely eligible

    TulsaLikely eligible

  • Medicaid and CHIP

    San AntonioLikely eligible

    TulsaLikely eligible

  • WIC

    San AntonioLikely eligible

    TulsaLikely eligible

  • School meals

    San AntonioLikely eligible

    TulsaLikely eligible

  • LIHEAP

    San AntonioMaybe

    TulsaMaybe

  • Earned Income Tax Credit

    San AntonioLikely eligible

    TulsaLikely eligible

  • Child Tax Credit

    San AntonioLikely eligible

    TulsaLikely eligible

  • Marketplace premium tax credits

    San AntonioLikely eligible

    TulsaUnlikely

  • Lifeline phone and internet

    San AntonioLikely eligible

    TulsaLikely eligible

  • SSI

    San AntonioUnlikely

    TulsaUnlikely

Marketplace premium tax credits changes. In San Antonio the result is “Likely inside the 2026 subsidy range.” In Tulsa it is “Unlikely — Medicaid is the closer program.” Oklahoma expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Oklahoma · SNAP guide

Related comparisons

From San Antonio

The eight largest 2-bedroom Fair Market Rent gaps from San Antonio.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.