Most affordable towns in Nebraska, 2026
Alliance is the most affordable ranked town in Nebraska. The score uses rent, the regional price level, state and local taxes, and electricity. A lower score is more affordable.
Press-ready summary
- 33
- Towns ranked in Nebraska.
- Alliance
- Number 1 in Nebraska. Rent is 12.8% of income. National rank 29.
- 17.1%
- Median rent share among ranked towns in Nebraska.
- 7
- Ranked Nebraska towns in the national top 100.
- Ralston
- Least affordable ranked town in Nebraska. Rent is 21.0% of income. National rank 1005.
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Free to quote and reuse if you credit Cost & Benefits and link to this page. Please do not say a government agency made the ranking.
Cost & Benefits. "2026 Most Affordable Towns Index: Nebraska." October 16, 2026. https://costandbenefits.com/reports/most-affordable-towns-2026/nebraska
https://costandbenefits.com/reports/most-affordable-towns-2026/nebraska
National index · Press · How we count
Benefits and taxes in Nebraska
Top 25
#1 in Nebraska · National #29
Alliance
Rent share 12.8% · Price level 90.1 · Score 0.142
Median rent is $694 a month and median income is $65,160, so rent is 12.8% of income, under the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is tax burden.
#2 in Nebraska · National #37
Gering
Rent share 13.2% · Price level 90.1 · Score 0.148
Median rent is $823 a month and median income is $75,093, so rent is 13.2% of income, under the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is tax burden.
#3 in Nebraska · National #44
Schuyler
Rent share 15.7% · Price level 90.1 · Score 0.153
Median rent is $1,049 a month and median income is $80,399, so rent is 15.7% of income, under the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#4 in Nebraska · National #74
Crete
Rent share 14.5% · Price level 90.1 · Score 0.172
Median rent is $936 a month and median income is $77,209, so rent is 14.5% of income, under the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#5 in Nebraska · National #83
Beatrice
Rent share 15.9% · Price level 90.1 · Score 0.176
Median rent is $758 a month and median income is $57,264, so rent is 15.9% of income, under the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#6 in Nebraska · National #84
Blair
Rent share 13.8% · Price level 91.9 · Score 0.176
Median rent is $937 a month and median income is $81,452, so rent is 13.8% of income, under the 17.1% median for ranked towns in Nebraska. The Omaha, NE-IA metro price level is 91.9 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#7 in Nebraska · National #98
Plattsmouth
Rent share 15.3% · Price level 91.9 · Score 0.180
Median rent is $941 a month and median income is $73,929, so rent is 15.3% of income, under the 17.1% median for ranked towns in Nebraska. The Omaha, NE-IA metro price level is 91.9 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#8 in Nebraska · National #109
Hastings
Rent share 16.1% · Price level 90.1 · Score 0.184
Median rent is $858 a month and median income is $64,048, so rent is 16.1% of income, under the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#9 in Nebraska · National #120
Nebraska City
Rent share 16.9% · Price level 90.1 · Score 0.186
Median rent is $947 a month and median income is $67,117, so rent is 16.9% of income, under the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#10 in Nebraska · National #124
Papillion
Rent share 13.6% · Price level 91.9 · Score 0.187
Median rent is $1,269 a month and median income is $111,679, so rent is 13.6% of income, under the 17.1% median for ranked towns in Nebraska. The Omaha, NE-IA metro price level is 91.9 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is tax burden.
#11 in Nebraska · National #126
York
Rent share 16.4% · Price level 90.1 · Score 0.188
Median rent is $862 a month and median income is $63,265, so rent is 16.4% of income, under the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#12 in Nebraska · National #127
Lexington
Rent share 17.1% · Price level 90.1 · Score 0.188
Median rent is $966 a month and median income is $67,666, so rent is 17.1% of income, even with the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#13 in Nebraska · National #176
McCook
Rent share 17.4% · Price level 90.1 · Score 0.200
Median rent is $823 a month and median income is $56,917, so rent is 17.4% of income, over the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#14 in Nebraska · National #177
Gretna
Rent share 14.9% · Price level 91.9 · Score 0.200
Median rent is $1,540 a month and median income is $123,992, so rent is 14.9% of income, under the 17.1% median for ranked towns in Nebraska. The Omaha, NE-IA metro price level is 91.9 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#15 in Nebraska · National #184
Columbus
Rent share 16.6% · Price level 90.1 · Score 0.201
Median rent is $892 a month and median income is $64,626, so rent is 16.6% of income, under the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#16 in Nebraska · National #189
Kearney
Rent share 16.3% · Price level 90.1 · Score 0.202
Median rent is $949 a month and median income is $69,724, so rent is 16.3% of income, under the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#17 in Nebraska · National #208
Sidney
Rent share 18.0% · Price level 90.1 · Score 0.207
Median rent is $819 a month and median income is $54,734, so rent is 18.0% of income, over the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#18 in Nebraska · National #210
Grand Island
Rent share 17.8% · Price level 86.7 · Score 0.207
Median rent is $947 a month and median income is $63,795, so rent is 17.8% of income, over the 17.1% median for ranked towns in Nebraska. The Grand Island, NE metro price level is 86.7 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is regional price level and its heaviest mark is tax burden.
#19 in Nebraska · National #251
Chalco
Rent share 16.7% · Price level 91.9 · Score 0.216
Median rent is $1,195 a month and median income is $85,672, so rent is 16.7% of income, under the 17.1% median for ranked towns in Nebraska. The Omaha, NE-IA metro price level is 91.9 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#20 in Nebraska · National #272
Seward
Rent share 16.8% · Price level 91.6 · Score 0.221
Median rent is $1,018 a month and median income is $72,564, so rent is 16.8% of income, under the 17.1% median for ranked towns in Nebraska. The Lincoln, NE metro price level is 91.6 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#21 in Nebraska · National #315
Bellevue
Rent share 17.2% · Price level 91.9 · Score 0.228
Median rent is $1,226 a month and median income is $85,462, so rent is 17.2% of income, over the 17.1% median for ranked towns in Nebraska. The Omaha, NE-IA metro price level is 91.9 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#22 in Nebraska · National #319
Norfolk
Rent share 17.8% · Price level 90.1 · Score 0.229
Median rent is $875 a month and median income is $58,884, so rent is 17.8% of income, over the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#23 in Nebraska · National #321
South Sioux City
Rent share 19.8% · Price level 86.5 · Score 0.229
Median rent is $1,127 a month and median income is $68,223, so rent is 19.8% of income, over the 17.1% median for ranked towns in Nebraska. The Sioux City, IA-NE-SD metro price level is 86.5 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is regional price level and its heaviest mark is rent share.
#24 in Nebraska · National #328
Holdrege
Rent share 18.0% · Price level 90.1 · Score 0.230
Median rent is $835 a month and median income is $55,789, so rent is 18.0% of income, over the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#25 in Nebraska · National #337
Wayne
Rent share 17.7% · Price level 90.1 · Score 0.231
Median rent is $792 a month and median income is $53,702, so rent is 17.7% of income, over the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
Least affordable 10
#33 in Nebraska · National #1005
Ralston
Rent share 21.0% · Price level 91.9 · Score 0.306
Median rent is $1,215 a month and median income is $69,403, so rent is 21.0% of income, over the 17.1% median for ranked towns in Nebraska. The Omaha, NE-IA metro price level is 91.9 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.
#32 in Nebraska · National #674
Omaha
Rent share 19.5% · Price level 91.9 · Score 0.278
Median rent is $1,187 a month and median income is $73,201, so rent is 19.5% of income, over the 17.1% median for ranked towns in Nebraska. The Omaha, NE-IA metro price level is 91.9 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#31 in Nebraska · National #641
La Vista
Rent share 19.3% · Price level 91.9 · Score 0.275
Median rent is $1,317 a month and median income is $81,961, so rent is 19.3% of income, over the 17.1% median for ranked towns in Nebraska. The Omaha, NE-IA metro price level is 91.9 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#30 in Nebraska · National #473
Scottsbluff
Rent share 20.6% · Price level 90.1 · Score 0.256
Median rent is $966 a month and median income is $56,359, so rent is 20.6% of income, over the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.
#29 in Nebraska · National #442
Lincoln
Rent share 18.1% · Price level 91.6 · Score 0.251
Median rent is $1,086 a month and median income is $71,867, so rent is 18.1% of income, over the 17.1% median for ranked towns in Nebraska. The Lincoln, NE metro price level is 91.6 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#28 in Nebraska · National #408
Chadron
Rent share 19.4% · Price level 90.1 · Score 0.244
Median rent is $881 a month and median income is $54,590, so rent is 19.4% of income, over the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.
#27 in Nebraska · National #384
North Platte
Rent share 19.0% · Price level 90.1 · Score 0.240
Median rent is $921 a month and median income is $58,097, so rent is 19.0% of income, over the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
#26 in Nebraska · National #341
Fremont
Rent share 18.2% · Price level 90.1 · Score 0.232
Median rent is $1,080 a month and median income is $71,152, so rent is 18.2% of income, over the 17.1% median for ranked towns in Nebraska. The Nebraska state price level is 90.1 (U.S. = 100). Residential electricity is 13.78 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.
The formula
A lower score is more affordable. Each of the four parts counts the same. That equal weight is our choice so the formula stays easy to read. It is not a government standard.
A percentile is the share of ranked towns with a strictly lower number, divided by the number of ranked towns minus one. The lowest number scores 0. Tied numbers share a percentile.
- Rent share = (median monthly rent × 12) / median household income. Both figures are the Census 2020–2024 medians for that place.
- RPP-adjusted cost is the BEA 2024 all-items regional price parity. A basket priced at 100 for the U.S. average costs this many dollars in the town's area. We use the metro index when the county is in a metro BEA publishes. Otherwise we use the state index and say so. This index includes housing, so housing also shows up in the rent share.
- Tax burden is the average of three percentiles. Income-tax share is state income tax plus the stored 2023 local AGI add-on, divided by the town's median household income, on a joint return. Property share is the state's median effective property-tax rate times the town's median home value, divided by income. Sales rate is the combined state and average local sales-tax rate. We do not turn the sales rate into dollars, because that would require a shopping basket we do not have.
- Electricity is the state residential price in cents per kilowatt-hour. Every town in a state shares it. We do not guess how many kilowatt-hours a home uses.
Score = (percentile of rent share + percentile of price level + tax score + percentile of electricity price) / 4. Rank 1 is the lowest score. If scores tie, the lower rent share wins, then the lower price level, then the place slug in A-to-Z order.
Questions
What is the most affordable town in Nebraska in this index?
Alliance is number 1 of 33 ranked towns in Nebraska. Median rent is 12.8% of median income. Its national rank is 29.
How many towns in Nebraska were ranked?
33 towns in Nebraska have at least 5,000 people and published Census rent, income, and home value. Places missing one of those figures are left out.
Does this ranking approve benefits in Nebraska?
No. Cost & Benefits does not approve or deny benefits. The score is a cost comparison only.