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Cost & Benefits

Most affordable towns in Nevada, 2026

Winnemucca is the most affordable ranked town in Nevada. Rent, the regional price level, taxes, and electricity are 22.5% each. Gasoline is 10%. A lower score is more affordable.

Summary

33
Towns ranked in Nevada.
Winnemucca
Number 1 in Nevada. Rent is 14.2% of income. National rank 602.
23.1%
Median rent share among ranked towns in Nevada.
0
Ranked Nevada towns in the national top 100.
Silver Springs
Least affordable ranked town in Nevada. Rent is 29.4% of income. National rank 3652.

Gasoline

$5.167

per gallon. EIA does not publish a Nevada price. This is the West Coast (PADD 5) Except California price dated September 15, 2026. The weekly file does not include that series. At 12,000 miles a year and 25 mpg, that is $2,480.16 a year for every ranked town in Nevada.

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Cost & Benefits. "2026 Most Affordable Towns Index: Nevada." October 16, 2026. https://costandbenefits.com/reports/most-affordable-towns-2026/nevada

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Benefits and taxes in Nevada

Top 25

  1. #1 in Nevada · National #602

    Winnemucca

    Rent share 14.2% · Price level 100.0 · Score 0.269

    Median rent is $965 a month and median income is $81,824, so rent is 14.2% of income, under the 23.1% median for ranked towns in Nevada. The Nevada state price level is 100.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  2. #2 in Nevada · National #759

    Spring Creek

    Rent share 15.8% · Price level 100.0 · Score 0.284

    Median rent is $1,386 a month and median income is $105,154, so rent is 15.8% of income, under the 23.1% median for ranked towns in Nevada. The Nevada state price level is 100.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  3. #3 in Nevada · National #779

    Moapa Valley

    Rent share 15.3% · Price level 100.2 · Score 0.286

    Median rent is $1,135 a month and median income is $89,250, so rent is 15.3% of income, under the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  4. #4 in Nevada · National #863

    Johnson Lane

    Rent share 14.6% · Price level 100.0 · Score 0.292

    Median rent is $1,475 a month and median income is $121,458, so rent is 14.6% of income, under the 23.1% median for ranked towns in Nevada. The Nevada state price level is 100.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  5. #5 in Nevada · National #1333

    Incline Village

    Rent share 14.1% · Price level 101.0 · Score 0.325

    Median rent is $1,961 a month and median income is $167,069, so rent is 14.1% of income, under the 23.1% median for ranked towns in Nevada. The Reno, NV metro price level is 101.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  6. #6 in Nevada · National #1488

    Dayton

    Rent share 17.8% · Price level 101.0 · Score 0.336

    Median rent is $1,521 a month and median income is $102,819, so rent is 17.8% of income, under the 23.1% median for ranked towns in Nevada. The Reno, NV metro price level is 101.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  7. #7 in Nevada · National #1638

    Elko

    Rent share 19.2% · Price level 100.0 · Score 0.345

    Median rent is $1,267 a month and median income is $79,036, so rent is 19.2% of income, under the 23.1% median for ranked towns in Nevada. The Nevada state price level is 100.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  8. #8 in Nevada · National #1726

    Mesquite

    Rent share 18.8% · Price level 100.2 · Score 0.352

    Median rent is $1,181 a month and median income is $75,227, so rent is 18.8% of income, under the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  9. #9 in Nevada · National #1759

    Spanish Springs

    Rent share 18.5% · Price level 101.0 · Score 0.354

    Median rent is $1,963 a month and median income is $127,658, so rent is 18.5% of income, under the 23.1% median for ranked towns in Nevada. The Reno, NV metro price level is 101.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  10. #10 in Nevada · National #1809

    Sun Valley

    Rent share 18.8% · Price level 101.0 · Score 0.357

    Median rent is $1,214 a month and median income is $77,446, so rent is 18.8% of income, under the 23.1% median for ranked towns in Nevada. The Reno, NV metro price level is 101.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  11. #11 in Nevada · National #1858

    Fallon

    Rent share 20.1% · Price level 100.0 · Score 0.360

    Median rent is $1,230 a month and median income is $73,389, so rent is 20.1% of income, under the 23.1% median for ranked towns in Nevada. The Nevada state price level is 100.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  12. #12 in Nevada · National #2079

    Carson

    Rent share 20.7% · Price level 98.1 · Score 0.376

    Median rent is $1,248 a month and median income is $72,355, so rent is 20.7% of income, under the 23.1% median for ranked towns in Nevada. The Carson City, NV metro price level is 98.1 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  13. #13 in Nevada · National #2241

    Gardnerville Ranchos

    Rent share 21.0% · Price level 100.0 · Score 0.387

    Median rent is $1,533 a month and median income is $87,785, so rent is 21.0% of income, under the 23.1% median for ranked towns in Nevada. The Nevada state price level is 100.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  14. #14 in Nevada · National #2363

    Fernley

    Rent share 21.0% · Price level 101.0 · Score 0.394

    Median rent is $1,570 a month and median income is $89,517, so rent is 21.0% of income, under the 23.1% median for ranked towns in Nevada. The Reno, NV metro price level is 101.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  15. #15 in Nevada · National #2816

    Indian Hills

    Rent share 22.9% · Price level 100.0 · Score 0.426

    Median rent is $1,496 a month and median income is $78,278, so rent is 22.9% of income, under the 23.1% median for ranked towns in Nevada. The Nevada state price level is 100.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  16. #16 in Nevada · National #2832

    Boulder City

    Rent share 22.9% · Price level 100.2 · Score 0.427

    Median rent is $1,427 a month and median income is $74,757, so rent is 22.9% of income, under the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  17. #17 in Nevada · National #2850

    Enterprise

    Rent share 23.6% · Price level 100.2 · Score 0.429

    Median rent is $1,934 a month and median income is $98,462, so rent is 23.6% of income, over the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  18. #18 in Nevada · National #2971

    Sparks

    Rent share 23.1% · Price level 101.0 · Score 0.438

    Median rent is $1,716 a month and median income is $89,056, so rent is 23.1% of income, over the 23.1% median for ranked towns in Nevada. The Reno, NV metro price level is 101.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  19. #19 in Nevada · National #3023

    Henderson

    Rent share 24.3% · Price level 100.2 · Score 0.442

    Median rent is $1,824 a month and median income is $90,138, so rent is 24.3% of income, over the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  20. #20 in Nevada · National #3062

    Pahrump

    Rent share 25.2% · Price level 100.0 · Score 0.445

    Median rent is $1,304 a month and median income is $62,109, so rent is 25.2% of income, over the 23.1% median for ranked towns in Nevada. The Nevada state price level is 100.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  21. #21 in Nevada · National #3124

    Reno

    Rent share 23.1% · Price level 101.0 · Score 0.450

    Median rent is $1,556 a month and median income is $80,760, so rent is 23.1% of income, even with the 23.1% median for ranked towns in Nevada. The Reno, NV metro price level is 101.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  22. #22 in Nevada · National #3193

    Gardnerville

    Rent share 23.9% · Price level 100.0 · Score 0.455

    Median rent is $1,241 a month and median income is $62,267, so rent is 23.9% of income, over the 23.1% median for ranked towns in Nevada. The Nevada state price level is 100.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  23. #23 in Nevada · National #3209

    North Las Vegas

    Rent share 25.7% · Price level 100.2 · Score 0.456

    Median rent is $1,705 a month and median income is $79,542, so rent is 25.7% of income, over the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  24. #24 in Nevada · National #3250

    Las Vegas

    Rent share 25.4% · Price level 100.2 · Score 0.458

    Median rent is $1,563 a month and median income is $73,877, so rent is 25.4% of income, over the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  25. #25 in Nevada · National #3292

    Summerlin South

    Rent share 25.7% · Price level 100.2 · Score 0.461

    Median rent is $2,509 a month and median income is $117,035, so rent is 25.7% of income, over the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

Least affordable 10

  1. #33 in Nevada · National #3652

    Silver Springs

    Rent share 29.4% · Price level 101.0 · Score 0.489

    Median rent is $1,201 a month and median income is $48,944, so rent is 29.4% of income, over the 23.1% median for ranked towns in Nevada. The Reno, NV metro price level is 101.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  2. #32 in Nevada · National #3624

    Laughlin

    Rent share 29.2% · Price level 100.2 · Score 0.487

    Median rent is $1,112 a month and median income is $45,685, so rent is 29.2% of income, over the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  3. #31 in Nevada · National #3601

    Winchester

    Rent share 29.2% · Price level 100.2 · Score 0.486

    Median rent is $1,220 a month and median income is $50,120, so rent is 29.2% of income, over the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  4. #30 in Nevada · National #3567

    Paradise

    Rent share 27.8% · Price level 100.2 · Score 0.483

    Median rent is $1,372 a month and median income is $59,190, so rent is 27.8% of income, over the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  5. #29 in Nevada · National #3533

    Cold Springs

    Rent share 28.0% · Price level 101.0 · Score 0.480

    Median rent is $2,185 a month and median income is $93,732, so rent is 28.0% of income, over the 23.1% median for ranked towns in Nevada. The Reno, NV metro price level is 101.0 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  6. #28 in Nevada · National #3520

    Sunrise Manor

    Rent share 28.7% · Price level 100.2 · Score 0.478

    Median rent is $1,397 a month and median income is $58,421, so rent is 28.7% of income, over the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  7. #27 in Nevada · National #3519

    Spring Valley

    Rent share 28.1% · Price level 100.2 · Score 0.478

    Median rent is $1,743 a month and median income is $74,511, so rent is 28.1% of income, over the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  8. #26 in Nevada · National #3431

    Whitney

    Rent share 28.1% · Price level 100.2 · Score 0.472

    Median rent is $1,574 a month and median income is $67,155, so rent is 28.1% of income, over the 23.1% median for ranked towns in Nevada. The Las Vegas-Henderson-North Las Vegas, NV metro price level is 100.2 (U.S. = 100). Residential electricity is 12.77 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

The formula

A lower score is more affordable. Rent share, the regional price level, taxes, and electricity each count 22.5%. Gasoline counts 10%. Those weights are our choice. Gasoline stays at 10% because the miles figure is one national standard, not a measured town commute. This is not a government standard.

A percentile is the share of ranked towns with a strictly lower number, divided by the number of ranked towns minus one. The lowest number scores 0. Tied numbers share a percentile.

  1. Rent share = (median monthly rent × 12) / median household income. Both figures are the Census 2020–2024 medians for that place.
  2. RPP-adjusted cost is the BEA 2024 all-items regional price parity. A basket priced at 100 for the U.S. average costs this many dollars in the town's area. We use the metro index when the county is in a metro BEA publishes. Otherwise we use the state index and say so. This index includes housing, so housing also shows up in the rent share.
  3. Tax burden is the average of three percentiles. Income-tax share is state income tax plus the stored 2023 local AGI add-on, divided by the town's median household income, on a joint return. Property share is the state's median effective property-tax rate times the town's median home value, divided by income. Sales rate is the combined state and average local sales-tax rate. We do not turn the sales rate into dollars, because that would require a shopping basket we do not have.
  4. Electricity is the state residential price in cents per kilowatt-hour. Every town in a state shares it. We do not guess how many kilowatt-hours a home uses.
  5. Gasoline is the EIA retail price for all grades and all formulations, in dollars per gallon. Where EIA publishes a state series, we use that state. Every other state uses the PADD region EIA assigns to it. Census does not publish commuting miles for these towns, so annual gas spend is 12,000 miles a year divided by 25 miles per gallon, times the price. That is 480 gallons, the same for every town. Those miles are our standard, not an ACS figure and not a government mileage rule. Because the gallons do not change, the gas percentile is the percentile of the price.

    Weekly prices are for the week of October 12, 2026, from the EIA workbook released October 14, 2026. File: https://www.eia.gov/petroleum/gasdiesel/xls/pswrgvwall.xls. Alaska, Arizona, Hawaii, Nevada, and Oregon use West Coast (PADD 5) Except California. That series is not in the weekly workbook, so those five use the monthly price dated September 15, 2026. File: https://www.eia.gov/dnav/pet/pet_pri_gnd_a_epm0_pte_dpgal_m.htm.

    • State series, week of October 12, 2026: California, Colorado, Florida, Massachusetts, Minnesota, New York, Ohio, Texas, Washington.
    • Central Atlantic (PADD 1B), week of October 12, 2026: Delaware, District of Columbia, Maryland, New Jersey, Pennsylvania.
    • Gulf Coast (PADD 3), week of October 12, 2026: Alabama, Arkansas, Louisiana, Mississippi, New Mexico.
    • Lower Atlantic (PADD 1C), week of October 12, 2026: Georgia, North Carolina, South Carolina, Virginia, West Virginia.
    • Midwest (PADD 2), week of October 12, 2026: Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Missouri, Nebraska, North Dakota, Oklahoma, South Dakota, Tennessee, Wisconsin.
    • New England (PADD 1A), week of October 12, 2026: Connecticut, Maine, New Hampshire, Rhode Island, Vermont.
    • Rocky Mountain (PADD 4), week of October 12, 2026: Idaho, Montana, Utah, Wyoming.
    • West Coast (PADD 5) Except California, September 15, 2026: Alaska, Arizona, Hawaii, Nevada, Oregon.

Score = 0.225 × rent percentile + 0.225 × price-level percentile + 0.225 × tax score + 0.225 × electricity percentile + 0.10 × gasoline percentile. Rank 1 is the lowest score. If scores tie, the lower rent share wins, then the lower price level, then the place slug in A-to-Z order.

Questions

What is the most affordable town in Nevada in this index?

Winnemucca is number 1 of 33 ranked towns in Nevada. Median rent is 14.2% of median income. Its national rank is 602.

How many towns in Nevada were ranked?

33 towns in Nevada have at least 5,000 people and published Census rent, income, and home value. Places missing one of those figures are left out.

Does this ranking approve benefits in Nevada?

No. Cost & Benefits does not approve or deny benefits. The score is a cost comparison only.