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Cost & Benefits

Most affordable towns in Oregon, 2026

Creswell is the most affordable ranked town in Oregon. Rent, the regional price level, taxes, and electricity are 22.5% each. Gasoline is 10%. A lower score is more affordable.

Summary

105
Towns ranked in Oregon.
Creswell
Number 1 in Oregon. Rent is 14.6% of income. National rank 2749.
22.0%
Median rent share among ranked towns in Oregon.
0
Ranked Oregon towns in the national top 100.
King City
Least affordable ranked town in Oregon. Rent is 33.6% of income. National rank 5586.

Gasoline

$5.167

per gallon. EIA does not publish a Oregon price. This is the West Coast (PADD 5) Except California price dated September 15, 2026. The weekly file does not include that series. At 12,000 miles a year and 25 mpg, that is $2,480.16 a year for every ranked town in Oregon.

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Benefits and taxes in Oregon

Top 25

  1. #1 in Oregon · National #2749

    Creswell

    Rent share 14.6% · Price level 101.6 · Score 0.421

    Median rent is $1,218 a month and median income is $100,385, so rent is 14.6% of income, under the 22.0% median for ranked towns in Oregon. The Eugene-Springfield, OR metro price level is 101.6 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  2. #2 in Oregon · National #3121

    North Bend

    Rent share 15.7% · Price level 103.4 · Score 0.450

    Median rent is $1,066 a month and median income is $81,320, so rent is 15.7% of income, under the 22.0% median for ranked towns in Oregon. The Oregon state price level is 103.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  3. #3 in Oregon · National #3137

    Bull Mountain

    Rent share 14.0% · Price level 105.4 · Score 0.451

    Median rent is $1,931 a month and median income is $165,426, so rent is 14.0% of income, under the 22.0% median for ranked towns in Oregon. The Portland-Vancouver-Hillsboro, OR-WA metro price level is 105.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  4. #4 in Oregon · National #3174

    Estacada

    Rent share 8.7% · Price level 105.4 · Score 0.454

    Median rent is $682 a month and median income is $94,435, so rent is 8.7% of income, under the 22.0% median for ranked towns in Oregon. The Portland-Vancouver-Hillsboro, OR-WA metro price level is 105.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  5. #5 in Oregon · National #3366

    Cedar Mill

    Rent share 13.8% · Price level 105.4 · Score 0.466

    Median rent is $1,882 a month and median income is $164,079, so rent is 13.8% of income, under the 22.0% median for ranked towns in Oregon. The Portland-Vancouver-Hillsboro, OR-WA metro price level is 105.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  6. #6 in Oregon · National #3428

    Pendleton

    Rent share 17.2% · Price level 103.4 · Score 0.471

    Median rent is $956 a month and median income is $66,563, so rent is 17.2% of income, under the 22.0% median for ranked towns in Oregon. The Oregon state price level is 103.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  7. #7 in Oregon · National #3480

    Baker City

    Rent share 17.5% · Price level 103.4 · Score 0.476

    Median rent is $896 a month and median income is $61,580, so rent is 17.5% of income, under the 22.0% median for ranked towns in Oregon. The Oregon state price level is 103.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  8. #8 in Oregon · National #3486

    Bethany

    Rent share 16.1% · Price level 105.4 · Score 0.476

    Median rent is $2,245 a month and median income is $167,735, so rent is 16.1% of income, under the 22.0% median for ranked towns in Oregon. The Portland-Vancouver-Hillsboro, OR-WA metro price level is 105.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  9. #9 in Oregon · National #3536

    Cottage Grove

    Rent share 18.6% · Price level 101.6 · Score 0.480

    Median rent is $1,254 a month and median income is $80,875, so rent is 18.6% of income, under the 22.0% median for ranked towns in Oregon. The Eugene-Springfield, OR metro price level is 101.6 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  10. #10 in Oregon · National #3631

    Junction City

    Rent share 18.4% · Price level 101.6 · Score 0.487

    Median rent is $1,316 a month and median income is $85,595, so rent is 18.4% of income, under the 22.0% median for ranked towns in Oregon. The Eugene-Springfield, OR metro price level is 101.6 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  11. #11 in Oregon · National #3661

    Eagle Point

    Rent share 18.6% · Price level 101.4 · Score 0.490

    Median rent is $1,307 a month and median income is $84,126, so rent is 18.6% of income, under the 22.0% median for ranked towns in Oregon. The Medford, OR metro price level is 101.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  12. #12 in Oregon · National #3680

    Central Point

    Rent share 19.0% · Price level 101.4 · Score 0.492

    Median rent is $1,364 a month and median income is $86,058, so rent is 19.0% of income, under the 22.0% median for ranked towns in Oregon. The Medford, OR metro price level is 101.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  13. #13 in Oregon · National #3846

    Hermiston

    Rent share 19.5% · Price level 103.4 · Score 0.508

    Median rent is $1,088 a month and median income is $66,998, so rent is 19.5% of income, under the 22.0% median for ranked towns in Oregon. The Oregon state price level is 103.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  14. #14 in Oregon · National #3864

    West Linn

    Rent share 17.3% · Price level 105.4 · Score 0.509

    Median rent is $2,116 a month and median income is $146,507, so rent is 17.3% of income, under the 22.0% median for ranked towns in Oregon. The Portland-Vancouver-Hillsboro, OR-WA metro price level is 105.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  15. #15 in Oregon · National #3880

    Madras

    Rent share 18.2% · Price level 103.6 · Score 0.510

    Median rent is $979 a month and median income is $64,659, so rent is 18.2% of income, under the 22.0% median for ranked towns in Oregon. The Bend, OR metro price level is 103.6 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  16. #16 in Oregon · National #3894

    Stayton

    Rent share 18.0% · Price level 103.6 · Score 0.510

    Median rent is $1,172 a month and median income is $78,268, so rent is 18.0% of income, under the 22.0% median for ranked towns in Oregon. The Salem, OR metro price level is 103.6 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  17. #17 in Oregon · National #3919

    Umatilla

    Rent share 20.2% · Price level 103.4 · Score 0.513

    Median rent is $1,159 a month and median income is $68,826, so rent is 20.2% of income, under the 22.0% median for ranked towns in Oregon. The Oregon state price level is 103.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  18. #18 in Oregon · National #3952

    Raleigh Hills

    Rent share 16.7% · Price level 105.4 · Score 0.515

    Median rent is $1,672 a month and median income is $120,000, so rent is 16.7% of income, under the 22.0% median for ranked towns in Oregon. The Portland-Vancouver-Hillsboro, OR-WA metro price level is 105.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  19. #19 in Oregon · National #4040

    The Dalles

    Rent share 19.0% · Price level 103.4 · Score 0.523

    Median rent is $993 a month and median income is $62,614, so rent is 19.0% of income, under the 22.0% median for ranked towns in Oregon. The Oregon state price level is 103.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  20. #20 in Oregon · National #4048

    Oak Hills

    Rent share 18.3% · Price level 105.4 · Score 0.523

    Median rent is $1,935 a month and median income is $127,179, so rent is 18.3% of income, under the 22.0% median for ranked towns in Oregon. The Portland-Vancouver-Hillsboro, OR-WA metro price level is 105.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  21. #21 in Oregon · National #4060

    La Grande

    Rent share 19.9% · Price level 103.4 · Score 0.524

    Median rent is $968 a month and median income is $58,427, so rent is 19.9% of income, under the 22.0% median for ranked towns in Oregon. The Oregon state price level is 103.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  22. #22 in Oregon · National #4070

    Milton-Freewater

    Rent share 20.2% · Price level 103.4 · Score 0.525

    Median rent is $877 a month and median income is $52,183, so rent is 20.2% of income, under the 22.0% median for ranked towns in Oregon. The Oregon state price level is 103.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  23. #23 in Oregon · National #4084

    Canby

    Rent share 18.3% · Price level 105.4 · Score 0.526

    Median rent is $1,542 a month and median income is $100,989, so rent is 18.3% of income, under the 22.0% median for ranked towns in Oregon. The Portland-Vancouver-Hillsboro, OR-WA metro price level is 105.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is gasoline price.

  24. #24 in Oregon · National #4150

    Altamont

    Rent share 20.8% · Price level 103.4 · Score 0.532

    Median rent is $1,015 a month and median income is $58,629, so rent is 20.8% of income, under the 22.0% median for ranked towns in Oregon. The Oregon state price level is 103.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

  25. #25 in Oregon · National #4151

    Winston

    Rent share 20.8% · Price level 103.4 · Score 0.532

    Median rent is $980 a month and median income is $56,667, so rent is 20.8% of income, under the 22.0% median for ranked towns in Oregon. The Oregon state price level is 103.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is gasoline price.

Least affordable 10

  1. #105 in Oregon · National #5586

    King City

    Rent share 33.6% · Price level 105.4 · Score 0.681

    Median rent is $1,781 a month and median income is $63,684, so rent is 33.6% of income, over the 22.0% median for ranked towns in Oregon. The Portland-Vancouver-Hillsboro, OR-WA metro price level is 105.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  2. #104 in Oregon · National #5487

    Jennings Lodge

    Rent share 28.2% · Price level 105.4 · Score 0.667

    Median rent is $1,669 a month and median income is $71,054, so rent is 28.2% of income, over the 22.0% median for ranked towns in Oregon. The Portland-Vancouver-Hillsboro, OR-WA metro price level is 105.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  3. #103 in Oregon · National #5460

    Fairview

    Rent share 28.0% · Price level 105.4 · Score 0.664

    Median rent is $1,637 a month and median income is $70,107, so rent is 28.0% of income, over the 22.0% median for ranked towns in Oregon. The Portland-Vancouver-Hillsboro, OR-WA metro price level is 105.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  4. #102 in Oregon · National #5432

    Hayesville

    Rent share 29.4% · Price level 103.6 · Score 0.658

    Median rent is $1,435 a month and median income is $58,624, so rent is 29.4% of income, over the 22.0% median for ranked towns in Oregon. The Salem, OR metro price level is 103.6 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  5. #101 in Oregon · National #5404

    Seaside

    Rent share 27.4% · Price level 103.4 · Score 0.652

    Median rent is $1,083 a month and median income is $47,361, so rent is 27.4% of income, over the 22.0% median for ranked towns in Oregon. The Oregon state price level is 103.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  6. #100 in Oregon · National #5376

    Lincoln City

    Rent share 27.8% · Price level 103.4 · Score 0.649

    Median rent is $1,314 a month and median income is $56,635, so rent is 27.8% of income, over the 22.0% median for ranked towns in Oregon. The Oregon state price level is 103.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  7. #99 in Oregon · National #5365

    Corvallis

    Rent share 25.7% · Price level 104.0 · Score 0.647

    Median rent is $1,391 a month and median income is $65,012, so rent is 25.7% of income, over the 22.0% median for ranked towns in Oregon. The Corvallis, OR metro price level is 104.0 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  8. #98 in Oregon · National #5348

    Damascus

    Rent share 26.0% · Price level 105.4 · Score 0.644

    Median rent is $2,654 a month and median income is $122,500, so rent is 26.0% of income, over the 22.0% median for ranked towns in Oregon. The Portland-Vancouver-Hillsboro, OR-WA metro price level is 105.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  9. #97 in Oregon · National #5300

    Talent

    Rent share 30.3% · Price level 101.4 · Score 0.637

    Median rent is $1,579 a month and median income is $62,543, so rent is 30.3% of income, over the 22.0% median for ranked towns in Oregon. The Medford, OR metro price level is 101.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

  10. #96 in Oregon · National #5293

    Sutherlin

    Rent share 28.6% · Price level 103.4 · Score 0.636

    Median rent is $1,221 a month and median income is $51,250, so rent is 28.6% of income, over the 22.0% median for ranked towns in Oregon. The Oregon state price level is 103.4 (U.S. = 100). Residential electricity is 15.97 cents per kWh. Gasoline is $5.167 a gallon (West Coast (PADD 5) Except California). Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

The formula

A lower score is more affordable. Rent share, the regional price level, taxes, and electricity each count 22.5%. Gasoline counts 10%. Those weights are our choice. Gasoline stays at 10% because the miles figure is one national standard, not a measured town commute. This is not a government standard.

A percentile is the share of ranked towns with a strictly lower number, divided by the number of ranked towns minus one. The lowest number scores 0. Tied numbers share a percentile.

  1. Rent share = (median monthly rent × 12) / median household income. Both figures are the Census 2020–2024 medians for that place.
  2. RPP-adjusted cost is the BEA 2024 all-items regional price parity. A basket priced at 100 for the U.S. average costs this many dollars in the town's area. We use the metro index when the county is in a metro BEA publishes. Otherwise we use the state index and say so. This index includes housing, so housing also shows up in the rent share.
  3. Tax burden is the average of three percentiles. Income-tax share is state income tax plus the stored 2023 local AGI add-on, divided by the town's median household income, on a joint return. Property share is the state's median effective property-tax rate times the town's median home value, divided by income. Sales rate is the combined state and average local sales-tax rate. We do not turn the sales rate into dollars, because that would require a shopping basket we do not have.
  4. Electricity is the state residential price in cents per kilowatt-hour. Every town in a state shares it. We do not guess how many kilowatt-hours a home uses.
  5. Gasoline is the EIA retail price for all grades and all formulations, in dollars per gallon. Where EIA publishes a state series, we use that state. Every other state uses the PADD region EIA assigns to it. Census does not publish commuting miles for these towns, so annual gas spend is 12,000 miles a year divided by 25 miles per gallon, times the price. That is 480 gallons, the same for every town. Those miles are our standard, not an ACS figure and not a government mileage rule. Because the gallons do not change, the gas percentile is the percentile of the price.

    Weekly prices are for the week of October 12, 2026, from the EIA workbook released October 14, 2026. File: https://www.eia.gov/petroleum/gasdiesel/xls/pswrgvwall.xls. Alaska, Arizona, Hawaii, Nevada, and Oregon use West Coast (PADD 5) Except California. That series is not in the weekly workbook, so those five use the monthly price dated September 15, 2026. File: https://www.eia.gov/dnav/pet/pet_pri_gnd_a_epm0_pte_dpgal_m.htm.

    • State series, week of October 12, 2026: California, Colorado, Florida, Massachusetts, Minnesota, New York, Ohio, Texas, Washington.
    • Central Atlantic (PADD 1B), week of October 12, 2026: Delaware, District of Columbia, Maryland, New Jersey, Pennsylvania.
    • Gulf Coast (PADD 3), week of October 12, 2026: Alabama, Arkansas, Louisiana, Mississippi, New Mexico.
    • Lower Atlantic (PADD 1C), week of October 12, 2026: Georgia, North Carolina, South Carolina, Virginia, West Virginia.
    • Midwest (PADD 2), week of October 12, 2026: Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Missouri, Nebraska, North Dakota, Oklahoma, South Dakota, Tennessee, Wisconsin.
    • New England (PADD 1A), week of October 12, 2026: Connecticut, Maine, New Hampshire, Rhode Island, Vermont.
    • Rocky Mountain (PADD 4), week of October 12, 2026: Idaho, Montana, Utah, Wyoming.
    • West Coast (PADD 5) Except California, September 15, 2026: Alaska, Arizona, Hawaii, Nevada, Oregon.

Score = 0.225 × rent percentile + 0.225 × price-level percentile + 0.225 × tax score + 0.225 × electricity percentile + 0.10 × gasoline percentile. Rank 1 is the lowest score. If scores tie, the lower rent share wins, then the lower price level, then the place slug in A-to-Z order.

Questions

What is the most affordable town in Oregon in this index?

Creswell is number 1 of 105 ranked towns in Oregon. Median rent is 14.6% of median income. Its national rank is 2749.

How many towns in Oregon were ranked?

105 towns in Oregon have at least 5,000 people and published Census rent, income, and home value. Places missing one of those figures are left out.

Does this ranking approve benefits in Oregon?

No. Cost & Benefits does not approve or deny benefits. The score is a cost comparison only.