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Cost & Benefits

Unemployment benefits in Michigan (2026): weekly amount and how to apply

From the July 2026 table

Minimum $218 - $315. Maximum $530.

The table lists 14 to 26 weeks. The weeks column does not include extra weeks a state pays only in limited circumstances, such as high unemployment, approved training, or a workforce dislocation.

These figures are for Michigan only. They come from the U.S. Department of Labor's Significant Provisions table, effective July 1, 2026. That publication says it is not an official interpretation of state law.

Weekly benefit amount

Minimum: $218 - $315. Maximum: $530.

The minimum is a range. Footnote 1 says the higher minimum includes the dependents' allowance for the maximum number of dependents. The maximum in the table is a single figure.

How the weekly amount is calculated

4.1% high-quarter wages + $19.33 for each dependent up to 5.

The table prints: 4.1% HQW + $19.33 for each dep up to 5.

What you need to qualify

Total base-period wages = 1 1/2 times high-quarter wages; wages in at least 2 base period quarters; at least $5,328 in high quarter; or wages in at least 2 base period quarters; base-period wages at least 20 times the state average weekly wage.

The table prints: Total BPW = 1½ x HQW; wages in at least 2 BP qtrs; at least $5,328 in HQ; or wages in at least 2 BP qtrs; BPW at least 20 x State AWW.

Maximum weeks

The table lists 14 to 26 weeks. The weeks column does not include extra weeks a state pays only in limited circumstances, such as high unemployment, approved training, or a workforce dislocation.

The maximum benefit calculation, in plain words: Lesser of 43% base-period wages or 26 times weekly benefit amount.

The table prints: Lesser of 43% BPW or 26 x WBA.

Waiting week

No. Table 3-7 of the 2023 Comparison lists no waiting period for Michigan. Under that table, benefits are not held back for a waiting week.

The July 2026 table does not repeat the waiting week. It tells readers to use Chapter 3 of the 2023 Comparison.

Working part time

Part-time work can still leave a payment for that week. The July 2026 table lists what this state disregards: The Michigan earnings cell is split across lines in the PDF. Joined, those lines say: If remuneration calculation < 1.5 times weekly benefit amount, reduction is 50¢ for $1.00 earned or if >1.5 times weekly benefit amount, reduction is $1.00 for $1.00 earned; Total benefits plus earnings cannot exceed 1.5 times weekly benefit amount.. Earnings above that amount can reduce the weekly benefit. The table does not print a longer partial-benefit formula, so this page does not add one.

How to apply

File with the unemployment agency in the state where you worked. The July 2026 report says state filing information is at Unemployment.gov. Do not type a Social Security number, a password, or a bank account on this website.

Michigan page opened on October 22, 2026: Michigan Unemployment Insurance Agency.

When the benefits run out

The unemployment weeks above are the regular state maximum in the July 2026 table. When they end, these Michigan guides are the next places to check. Just lost your job? puts them in order.

Last checked: October 22, 2026

Sources

What changed
  • October 22, 2026. Published the July 2026 weekly figures and the 2023 waiting-week table. Certification frequency and a state first-payment date are left off because those sources do not print them.

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