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Cost & Benefits

Benefits / New Jersey

Medicaid eligibility in New Jersey

The 2026 poverty guideline for four people in New Jersey is $33,000. New Jersey has adopted Medicaid expansion. Many adults qualify near 138 percent of poverty, about $22,025 a year for one person. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Simple answer

Yes, many low-income adults can qualify.

In New Jersey, many adults qualify around 138% of the poverty line. For one adult, that is about $22,025 a year.

Who is inside Medicaid or CHIP on the rules we can verify? A household of four is measured against $33,000. New Jersey has adopted the ACA Medicaid expansion.

The largest 2-bedroom Fair Market Rent gap among ranked metros in New Jersey is $1,132: New York at $2,971 and Allentown at $1,839.

New Jersey taxes wages at rates up to 10.75%. Combined state and local sales tax is 6.6%. The ACS effective property tax rate is 1.89%.

A household of four with $48,000 of income is about 145 percent of the $33,000 poverty guideline and is a maybe for Medicaid and CHIP. Maybe — a state pathway is unverified or only part of the household fits.

Limits behind the page

2026 poverty guideline in New Jersey
Household100%138%185%
1$15,960$22,025$29,526
2$21,640$29,863$40,034
3$27,320$37,702$50,542
4$33,000$45,540$61,050

An illustrative household

Two adults, ages 34 and 32, filing jointly, plus children ages 8 and 3. Gross income $48,000 a year, about 145 percent of the poverty guideline in New Jersey. They rent. Nobody is marked disabled or pregnant.

Medicaid and CHIP

Maybe

Maybe — a state pathway is unverified or only part of the household fits

  • This household is at 145 percent of the 2026 poverty guideline for New Jersey ($33,000). 138 percent of that guideline is $45,540.
  • Children above 138 percent of poverty may still qualify for CHIP. The CHIP ceiling in New Jersey is not verified in the dataset.
  • New Jersey expanded Medicaid, and this income is over the 138 percent adult limit. Marketplace coverage is the next place to look.
See Medicaid and CHIP on HealthCare.gov

Check my household · Privacy

Related guides in New Jersey

Last checked: October 15, 2026

Sources

What changed
  • October 15, 2026. The benefit rules file was checked against the sources listed here.
  • January 15, 2026. HHS published the 2026 poverty guidelines in the Federal Register.

Other programs in New Jersey

Large metros in New Jersey

Medicaid and CHIP in other states