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Cost & Benefits

Benefits / New Jersey

SNAP income limit in New Jersey

In New Jersey, a household of four can have gross income up to $3,575 a month and still meet the food stamps (SNAP) gross test. That fiscal year 2027 limit took effect October 1, 2026. The agency also looks at deductions and who lives with you. This site does not approve or deny benefits.

Simple answer

A family of 4 can earn up to $3,575 a month.

That is the SNAP gross income test. It started October 1, 2026. The agency still looks at your whole household.

Who is under the federal food stamps (SNAP) income test? A household of four is measured against $33,000. The verified gross test for food stamps (SNAP) is 130 percent of poverty, published as a monthly dollar limit for fiscal year 2027.

The largest 2-bedroom Fair Market Rent gap among ranked metros in New Jersey is $1,132: New York at $2,971 and Allentown at $1,839.

New Jersey taxes wages at rates up to 10.75%. Combined state and local sales tax is 6.6%. The ACS effective property tax rate is 1.89%.

A household of four with $48,000 of income is about 145 percent of the $33,000 poverty guideline and is unlikely for Food stamps (SNAP). Unlikely under the federal gross test.

Limits behind the page

FY 2027 SNAP monthly income limits for New Jersey
HouseholdGross (130%)Net (100%)
1$1,729$1,330
2$2,345$1,804
3$2,960$2,277
4$3,575$2,750

An illustrative household

Two adults, ages 34 and 32, filing jointly, plus children ages 8 and 3. Gross income $48,000 a year, about 145 percent of the poverty guideline in New Jersey. They rent. Nobody is marked disabled or pregnant.

Food stamps (SNAP)

Unlikely

Unlikely under the federal gross test

  • The federal gross monthly limit for a household of 4 in New Jersey is $3,575 for October 2026 through September 2027. Your monthly income is $4,000.
  • That is over the verified federal gross test. New Jersey may set a higher gross limit through broad-based categorical eligibility. That state figure is not in this dataset.
Find the food stamps (SNAP) office for New Jersey

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Food stamps (SNAP) tools in New Jersey

Last checked: October 15, 2026

Sources

What changed
  • October 1, 2026. FY 2027 SNAP monthly income limits took effect. This guide uses that table, not a homemade split of the annual guideline.
  • October 15, 2026. The benefit rules file was checked against the sources listed here.
  • January 15, 2026. HHS published the 2026 poverty guidelines in the Federal Register.

Other programs in New Jersey

Large metros in New Jersey

Food stamps (SNAP) in other states