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Cost & Benefits

Benefits / New Jersey

SSI in New Jersey

Who is near the 2026 SSI income screen? Figures below use the 2026 poverty guideline of $33,000 for a household of four in New Jersey, unless the program uses its own dollar table.

The largest 2-bedroom Fair Market Rent gap among ranked metros in New Jersey is $1,132: New York at $2,971 and Allentown at $1,839.

New Jersey taxes wages at rates up to 10.75%. Combined state and local sales tax is 6.6%. The ACS effective property tax rate is 1.89%.

A household of four with $48,000 of income is about 145 percent of the $33,000 poverty guideline and is unlikely for SSI. Unlikely — SSI needs age 65 or a disability.

Limits behind the page

2026 poverty guideline in New Jersey
Household100%138%185%
1$15,960$22,025$29,526
2$21,640$29,863$40,034
3$27,320$37,702$50,542
4$33,000$45,540$61,050

An illustrative household

Two adults, ages 34 and 32, filing jointly, plus children ages 8 and 3. Gross income $48,000 a year, about 145 percent of the poverty guideline in New Jersey. They rent. Nobody is marked disabled or pregnant.

SSI

Unlikely

Unlikely — SSI needs age 65 or a disability

  • Supplemental Security Income is for people who are 65 or older, blind, or disabled, and who have limited income and resources.
SSI at Social Security

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Food stamps (SNAP) tools in New Jersey

Other programs in New Jersey

Large metros in New Jersey

SSI in other states