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Cost & Benefits

Cost of living in Cold Spring, Kentucky

Simple answer

Typical rent is $1,191 a month.

Cold Spring is a city in Kentucky. That rent number includes utilities. A typical household earns $75,000 a year.

Is Cold Spring affordable?See benefits in Cold Spring
People
6,341
Census average, 2020–2024
Typical rent
$1,191
Median gross rent, includes utilities
Typical pay
$75,000
Median household income, yearly
Typical home
$253,600
Median home value
2-bedroom fair rent
$1,442
Cincinnati, OH-KY-IN HUD Metro FMR Area

Cold Spring, Kentucky has about 6,341 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $253,600.

HUD's fair-market rent for a 2-bedroom in Campbell County is $1,442 a month. That is the county number, not an apartment listing in Cold Spring. It runs from October 2026 through September 2027.

In the Cincinnati, OH-KY-IN metro area, prices sit at 95.4 when the U.S. average is 100. That is a 2024 BEA index.

Kentucky taxes wages. A typical combined sales tax is 6.0% as of January 1, 2026. That mix is statewide, not Cold Spring's exact store tax.

Some places in Kentucky add a local wage tax. In 2023 the state average was about 0.93% of income. That is not a Cold Spring bill.

In July 2026, a typical Kentucky home paid 13.81¢ per kilowatt-hour. That is a state average from EIA, not Cold Spring's bill.

EIA did not publish a 2025 all-grades gas price for Kentucky in the table we use.

Among 216 places we list in Kentucky with a rent figure, 44 have higher typical rent than Cold Spring.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near Cold SpringWhat EBT can buy in Kentucky

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Kentucky

Bigger places in Kentucky

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.