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Cost & Benefits

Cost of living in Columbia, Kentucky

Simple answer

Typical rent is $757 a month.

Columbia is a city in Kentucky. That rent number includes utilities. A typical household earns $47,299 a year.

Is Columbia affordable?See benefits in Columbia
People
4,808
Census average, 2020–2024
Typical rent
$757
Median gross rent, includes utilities
Typical pay
$47,299
Median household income, yearly
Typical home
$143,600
Median home value
2-bedroom fair rent
$909
Adair County, KY

Columbia, Kentucky has about 4,808 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $143,600.

HUD's fair-market rent for a 2-bedroom in Adair County is $909 a month. That is the county number, not an apartment listing in Columbia. It runs from October 2026 through September 2027.

Kentucky's prices sit at 90.2 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Kentucky taxes wages. A typical combined sales tax is 6.0% as of January 1, 2026. That mix is statewide, not Columbia's exact store tax.

Some places in Kentucky add a local wage tax. In 2023 the state average was about 0.93% of income. That is not a Columbia bill.

In July 2026, a typical Kentucky home paid 13.81¢ per kilowatt-hour. That is a state average from EIA, not Columbia's bill.

EIA did not publish a 2025 all-grades gas price for Kentucky in the table we use.

Among 216 places we list in Kentucky with a rent figure, 141 have higher typical rent than Columbia.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near ColumbiaWhat EBT can buy in Kentucky

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Kentucky

Bigger places in Kentucky

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.