Cost of living in Cumberland, Kentucky

Cumberland, Kentucky has about 2,037 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $66,500.

HUD's fair-market rent for a 2-bedroom in Harlan County is $909 a month. That is the county number, not an apartment listing in Cumberland. It runs from October 2026 through September 2027.

Kentucky's prices sit at 90.2 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Kentucky taxes wages. A typical combined sales tax is 6.0% as of January 1, 2026. That mix is statewide, not Cumberland's exact store tax.

Some places in Kentucky add a local wage tax. In 2023 the state average was about 0.93% of income. That is not a Cumberland bill.

In July 2026, a typical Kentucky home paid 13.81¢ per kilowatt-hour. That is a state average from EIA, not Cumberland's bill.

EIA did not publish a 2025 all-grades gas price for Kentucky in the table we use.

Among 216 places we list in Kentucky with a rent figure, 187 have higher typical rent than Cumberland.