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Cost & Benefits

Cost of living in Derby, Connecticut

Simple answer

Typical rent is $1,452 a month.

Derby is a city in Connecticut. That rent number includes utilities. A typical household earns $79,500 a year.

Is Derby affordable?See benefits in Derby
People
12,487
Census average, 2020–2024
Typical rent
$1,452
Median gross rent, includes utilities
Typical pay
$79,500
Median household income, yearly
Typical home
$256,700
Median home value
2-bedroom fair rent
$1,745
Waterbury-Shelton, CT MSA

Derby, Connecticut has about 12,487 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $256,700.

HUD's fair-market rent for a 2-bedroom in this town's area (Waterbury-Shelton, CT MSA) is $1,745 a month. That rate runs from October 2026 through September 2027.

In the Waterbury-Shelton, CT metro area, prices sit at 99.8 when the U.S. average is 100. That is a 2024 BEA index.

Connecticut taxes wages. A typical combined sales tax is 6.3% as of January 1, 2026. That mix is statewide, not Derby's exact store tax.

In July 2026, a typical Connecticut home paid 24.16¢ per kilowatt-hour. That is a state average from EIA, not Derby's bill.

EIA did not publish a 2025 all-grades gas price for Connecticut in the table we use.

Among 139 places we list in Connecticut with a rent figure, 71 have higher typical rent than Derby.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near DerbyWhat EBT can buy in Connecticut

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Connecticut

Bigger places in Connecticut

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.