Cost of living in Elsmere, Kentucky
Simple answer
Typical rent is $1,351 a month.
Elsmere is a city in Kentucky. That rent number includes utilities. A typical household earns $60,503 a year.
- People
- 9,205
- Census average, 2020–2024
- Typical rent
- $1,351
- Median gross rent, includes utilities
- Typical pay
- $60,503
- Median household income, yearly
- Typical home
- $171,900
- Median home value
- 2-bedroom fair rent
- $1,442
- Cincinnati, OH-KY-IN HUD Metro FMR Area
Elsmere, Kentucky has about 9,205 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $171,900.
HUD's fair-market rent for a 2-bedroom in Kenton County is $1,442 a month. That is the county number, not an apartment listing in Elsmere. It runs from October 2026 through September 2027.
In the Cincinnati, OH-KY-IN metro area, prices sit at 95.4 when the U.S. average is 100. That is a 2024 BEA index.
Kentucky taxes wages. A typical combined sales tax is 6.0% as of January 1, 2026. That mix is statewide, not Elsmere's exact store tax.
Some places in Kentucky add a local wage tax. In 2023 the state average was about 0.93% of income. That is not a Elsmere bill.
In July 2026, a typical Kentucky home paid 13.81¢ per kilowatt-hour. That is a state average from EIA, not Elsmere's bill.
EIA did not publish a 2025 all-grades gas price for Kentucky in the table we use.
Among 216 places we list in Kentucky with a rent figure, 28 have higher typical rent than Elsmere.
Nearby places
- Edgewood
Typical rent $1,073
Compare with Elsmere - Florence
Typical rent $1,329
Compare with Elsmere - Crestview Hills
Typical rent $1,481
Compare with Elsmere - Erlanger
Typical rent $970
Compare with Elsmere - Lakeside Park
Typical rent $1,154
Compare with Elsmere - Independence
Typical rent $1,250
Compare with Elsmere - Oakbrook
Typical rent $1,665
Compare with Elsmere - Fort Mitchell
Typical rent $1,039
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Kentucky
Bigger places in Kentucky
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.