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Cost & Benefits

Cost of living in Geneva, New York

Geneva, New York has about 12,512 people. Typical rent is $972 a month, including utilities, and a typical household earns $79,435 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #6 in New York on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $972 a month.

Geneva is a city in New York. That rent number includes utilities. A typical household earns $79,435 a year.

People
12,512
Census average, 2020–2024
Typical rent
$972
Median gross rent, includes utilities
Typical pay
$79,435
Median household income, yearly
Typical home
$165,500
Median home value
2-bedroom fair rent
$1,416
Rochester, NY MSA
Gas
$4.487
New York, week of October 12, 2026

Geneva, New York has about 12,512 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $165,500.

HUD's fair-market rent for a 2-bedroom in Ontario County is $1,416 a month. That is the county number, not an apartment listing in Geneva. It runs from October 2026 through September 2027.

In the Rochester, NY metro area, prices sit at 97.0 when the U.S. average is 100. That is a 2024 BEA index.

New York taxes wages. A typical combined sales tax is 8.5% as of January 1, 2026. That mix is statewide, not Geneva's exact store tax.

Some places in New York add a local wage tax. In 2023 the state average was about 1.60% of income. That is not a Geneva bill.

In July 2026, a typical New York home paid 29.90¢ per kilowatt-hour. That is a state average from EIA, not Geneva's bill.

For the week of October 12, 2026, EIA's all-grades gasoline price in New York was $4.487 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,153.76 a year. Those miles are our standard, not a Census figure, and every town in New York shares this price.

Among 745 places we list in New York with a rent figure, 563 have higher typical rent than Geneva.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in New York

Bigger places in New York

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.