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Cost & Benefits

Cost of living in Lake Monticello, Virginia

Simple answer

Typical rent is $1,981 a month.

Lake Monticello is a Census community, not a separate city government in Virginia. That rent number includes utilities. A typical household earns $106,818 a year.

Is Lake Monticello affordable?See benefits in Lake Monticello
People
10,662
Census average, 2020–2024
Typical rent
$1,981
Median gross rent, includes utilities
Typical pay
$106,818
Median household income, yearly
Typical home
$325,900
Median home value
2-bedroom fair rent
$1,642
Charlottesville, VA MSA

Lake Monticello, Virginia has about 10,662 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $325,900.

HUD's fair-market rent for a 2-bedroom in Fluvanna County is $1,642 a month. That is the county number, not an apartment listing in Lake Monticello. It runs from October 2026 through September 2027.

In the Charlottesville, VA metro area, prices sit at 99.1 when the U.S. average is 100. That is a 2024 BEA index.

Virginia taxes wages. A typical combined sales tax is 5.8% as of January 1, 2026. That mix is statewide, not Lake Monticello's exact store tax.

In July 2026, a typical Virginia home paid 17.55¢ per kilowatt-hour. That is a state average from EIA, not Lake Monticello's bill.

EIA did not publish a 2025 all-grades gas price for Virginia in the table we use.

Among 343 places we list in Virginia with a rent figure, 105 have higher typical rent than Lake Monticello.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near Lake MonticelloWhat EBT can buy in Virginia

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Virginia

Bigger places in Virginia

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.