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Cost & Benefits

Cost of living in Lubbock, Texas

Simple answer

Typical rent is $1,182 a month.

Lubbock is a city in Texas. That rent number includes utilities. A typical household earns $60,895 a year.

Is Lubbock affordable?See benefits in Lubbock
People
264,814
Census average, 2020–2024
Typical rent
$1,182
Median gross rent, includes utilities
Typical pay
$60,895
Median household income, yearly
Typical home
$212,400
Median home value
2-bedroom fair rent
$1,241
Lubbock, TX HUD Metro FMR Area

Lubbock, Texas has about 264,814 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $212,400.

HUD's fair-market rent for a 2-bedroom in Lubbock County is $1,241 a month. That is the county number, not an apartment listing in Lubbock. It runs from October 2026 through September 2027.

In the Lubbock, TX metro area, prices sit at 91.3 when the U.S. average is 100. That is a 2024 BEA index.

Texas does not tax wages. A typical combined sales tax is 8.2% as of January 1, 2026. That mix is statewide, not Lubbock's exact store tax.

In July 2026, a typical Texas home paid 15.88¢ per kilowatt-hour. That is a state average from EIA, not Lubbock's bill.

In 2025, all-grades gas in Texas averaged $2.76 a gallon. EIA prints this yearly price for only some states.

Among 885 places we list in Texas with a rent figure, 400 have higher typical rent than Lubbock.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near LubbockWhat EBT can buy in Texas

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Texas

Bigger places in Texas

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.