Cost of living in Ludlow, Kentucky
Simple answer
Typical rent is $1,233 a month.
Ludlow is a city in Kentucky. That rent number includes utilities. A typical household earns $65,284 a year.
- People
- 4,378
- Census average, 2020–2024
- Typical rent
- $1,233
- Median gross rent, includes utilities
- Typical pay
- $65,284
- Median household income, yearly
- Typical home
- $184,800
- Median home value
- 2-bedroom fair rent
- $1,442
- Cincinnati, OH-KY-IN HUD Metro FMR Area
Ludlow, Kentucky has about 4,378 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $184,800.
HUD's fair-market rent for a 2-bedroom in Kenton County is $1,442 a month. That is the county number, not an apartment listing in Ludlow. It runs from October 2026 through September 2027.
In the Cincinnati, OH-KY-IN metro area, prices sit at 95.4 when the U.S. average is 100. That is a 2024 BEA index.
Kentucky taxes wages. A typical combined sales tax is 6.0% as of January 1, 2026. That mix is statewide, not Ludlow's exact store tax.
Some places in Kentucky add a local wage tax. In 2023 the state average was about 0.93% of income. That is not a Ludlow bill.
In July 2026, a typical Kentucky home paid 13.81¢ per kilowatt-hour. That is a state average from EIA, not Ludlow's bill.
EIA did not publish a 2025 all-grades gas price for Kentucky in the table we use.
Among 216 places we list in Kentucky with a rent figure, 38 have higher typical rent than Ludlow.
Nearby places
- Park Hills
Typical rent $1,042
Compare with Ludlow - Delshire
Typical rent $1,101
Compare with Ludlow - Crescent Springs
Typical rent $926
Compare with Ludlow - Fort Mitchell
Typical rent $1,039
Compare with Ludlow - Fort Wright
Typical rent $1,142
Compare with Ludlow - Villa Hills
Typical rent $1,412
Compare with Ludlow - Newport
Typical rent $1,087
- Delhi Hills
Typical rent $1,540
Compare with Ludlow
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Kentucky
Bigger places in Kentucky
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.