Cost of living in Oswego, New York

Oswego, New York has about 17,033 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $120,600.

HUD's fair-market rent for a 2-bedroom in Oswego County is $1,493 a month. That is the county number, not an apartment listing in Oswego. It runs from October 2026 through September 2027.

In the Syracuse, NY metro area, prices sit at 95.7 when the U.S. average is 100. That is a 2024 BEA index.

New York taxes wages. A typical combined sales tax is 8.5% as of January 1, 2026. That mix is statewide, not Oswego's exact store tax.

Some places in New York add a local wage tax. In 2023 the state average was about 1.60% of income. That is not a Oswego bill.

In July 2026, a typical New York home paid 29.90¢ per kilowatt-hour. That is a state average from EIA, not Oswego's bill.

For the week of October 12, 2026, EIA's all-grades gasoline price in New York was $4.487 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,153.76 a year. Those miles are our standard, not a Census figure, and every town in New York shares this price.

Among 745 places we list in New York with a rent figure, 496 have higher typical rent than Oswego.