Cost of living in Richfield Springs, New York

Richfield Springs, New York has about 1,104 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $132,400.

HUD's fair-market rent for a 2-bedroom in Otsego County is $1,235 a month. That is the county number, not an apartment listing in Richfield Springs. It runs from October 2026 through September 2027.

New York's prices sit at 107.9 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

New York taxes wages. A typical combined sales tax is 8.5% as of January 1, 2026. That mix is statewide, not Richfield Springs's exact store tax.

Some places in New York add a local wage tax. In 2023 the state average was about 1.60% of income. That is not a Richfield Springs bill.

In July 2026, a typical New York home paid 29.90¢ per kilowatt-hour. That is a state average from EIA, not Richfield Springs's bill.

For the week of October 12, 2026, EIA's all-grades gasoline price in New York was $4.487 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,153.76 a year. Those miles are our standard, not a Census figure, and every town in New York shares this price.

Among 745 places we list in New York with a rent figure, 701 have higher typical rent than Richfield Springs.