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Cost & Benefits

Cost of living in Rotterdam, New York

Rotterdam, New York has about 22,695 people. Typical rent is $1,278 a month, including utilities, and a typical household earns $85,887 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #52 in New York on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $1,278 a month.

Rotterdam is a Census community, not a separate city government in New York. That rent number includes utilities. A typical household earns $85,887 a year.

People
22,695
Census average, 2020–2024
Typical rent
$1,278
Median gross rent, includes utilities
Typical pay
$85,887
Median household income, yearly
Typical home
$214,400
Median home value
2-bedroom fair rent
$1,711
Albany-Schenectady-Troy, NY MSA
Gas
$4.487
New York, week of October 12, 2026

Rotterdam, New York has about 22,695 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $214,400.

HUD's fair-market rent for a 2-bedroom in Schenectady County is $1,711 a month. That is the county number, not an apartment listing in Rotterdam. It runs from October 2026 through September 2027.

In the Albany-Schenectady-Troy, NY metro area, prices sit at 99.6 when the U.S. average is 100. That is a 2024 BEA index.

New York taxes wages. A typical combined sales tax is 8.5% as of January 1, 2026. That mix is statewide, not Rotterdam's exact store tax.

Some places in New York add a local wage tax. In 2023 the state average was about 1.60% of income. That is not a Rotterdam bill.

In July 2026, a typical New York home paid 29.90¢ per kilowatt-hour. That is a state average from EIA, not Rotterdam's bill.

For the week of October 12, 2026, EIA's all-grades gasoline price in New York was $4.487 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,153.76 a year. Those miles are our standard, not a Census figure, and every town in New York shares this price.

Among 745 places we list in New York with a rent figure, 421 have higher typical rent than Rotterdam.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in New York

Bigger places in New York

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.