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Cost & Benefits

Cost of living in Spearman, Texas

Simple answer

Typical rent is $1,125 a month.

Spearman is a city in Texas. That rent number includes utilities. A typical household earns $68,617 a year.

Is Spearman affordable?See benefits in Spearman
People
2,810
Census average, 2020–2024
Typical rent
$1,125
Median gross rent, includes utilities
Typical pay
$68,617
Median household income, yearly
Typical home
$124,000
Median home value
2-bedroom fair rent
$1,230
Hansford County, TX

Spearman, Texas has about 2,810 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $124,000.

HUD's fair-market rent for a 2-bedroom in Hansford County is $1,230 a month. That is the county number, not an apartment listing in Spearman. It runs from October 2026 through September 2027.

Texas's prices sit at 97.1 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Texas does not tax wages. A typical combined sales tax is 8.2% as of January 1, 2026. That mix is statewide, not Spearman's exact store tax.

In July 2026, a typical Texas home paid 15.88¢ per kilowatt-hour. That is a state average from EIA, not Spearman's bill.

In 2025, all-grades gas in Texas averaged $2.76 a gallon. EIA prints this yearly price for only some states.

Among 885 places we list in Texas with a rent figure, 444 have higher typical rent than Spearman.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near SpearmanWhat EBT can buy in Texas

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Texas

Bigger places in Texas

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.