Cost of living in Troy, Texas

Troy, Texas has about 2,844 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $201,500.

HUD's fair-market rent for a 2-bedroom in Bell County is $1,138 a month. That is the county number, not an apartment listing in Troy. It runs from October 2026 through September 2027.

In the Killeen-Temple, TX metro area, prices sit at 91.1 when the U.S. average is 100. That is a 2024 BEA index.

Texas does not tax wages. A typical combined sales tax is 8.2% as of January 1, 2026. That mix is statewide, not Troy's exact store tax.

In July 2026, a typical Texas home paid 15.88¢ per kilowatt-hour. That is a state average from EIA, not Troy's bill.

In 2025, all-grades gas in Texas averaged $2.76 a gallon. EIA prints this yearly price for only some states.

Among 885 places we list in Texas with a rent figure, 300 have higher typical rent than Troy.