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Cost & Benefits

Cost of living in Upper Grand Lagoon, Florida

Upper Grand Lagoon, Florida has about 17,232 people. Typical rent is $1,667 a month, including utilities, and a typical household earns $82,157 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #136 in Florida on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $1,667 a month.

Upper Grand Lagoon is a Census community, not a separate city government in Florida. That rent number includes utilities. A typical household earns $82,157 a year.

Is Upper Grand Lagoon affordable?See benefits in Upper Grand Lagoon
People
17,232
Census average, 2020–2024
Typical rent
$1,667
Median gross rent, includes utilities
Typical pay
$82,157
Median household income, yearly
Typical home
$373,200
Median home value
2-bedroom fair rent
$1,651
Panama City, FL HUD Metro FMR Area

Upper Grand Lagoon, Florida has about 17,232 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $373,200.

HUD's fair-market rent for a 2-bedroom in Bay County is $1,651 a month. That is the county number, not an apartment listing in Upper Grand Lagoon. It runs from October 2026 through September 2027.

In the Panama City-Panama City Beach, FL metro area, prices sit at 97.3 when the U.S. average is 100. That is a 2024 BEA index.

Florida does not tax wages. A typical combined sales tax is 7.0% as of January 1, 2026. That mix is statewide, not Upper Grand Lagoon's exact store tax.

In July 2026, a typical Florida home paid 15.03¢ per kilowatt-hour. That is a state average from EIA, not Upper Grand Lagoon's bill.

In 2025, all-grades gas in Florida averaged $3.06 a gallon. EIA prints this yearly price for only some states.

Among 730 places we list in Florida with a rent figure, 339 have higher typical rent than Upper Grand Lagoon.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near Upper Grand LagoonWhat EBT can buy in Florida

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Florida

Bigger places in Florida

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.