Cost of living in Bay County
Simple answer
A 2-bedroom fair-market rent is $1,651 a month.
That HUD number covers Bay County, Florida, from October 2026 through September 2027. Towns in the county can still have different rents on the ground.
- Studio
- $1,414
- 1 bed
- $1,517
- 2 bed
- $1,651
- 3 bed
- $2,101
- 4 bed
- $2,567
This county is in the Panama City-Panama City Beach, FL area. BEA's 2024 price index there is 97.3 (U.S. = 100).
SNAP income limit in Florida · Medicaid eligibility
Towns in this county
- Panama City · 34,979 people
- Lynn Haven · 20,081 people
- Panama City Beach · 18,971 people
- Upper Grand Lagoon · 17,232 people
- Callaway · 13,496 people
- Springfield · 8,230 people
- Parker · 4,509 people
- Lower Grand Lagoon · 4,287 people
- Laguna Beach · 3,830 people
- Cedar Grove · 3,802 people
- Pretty Bayou · 2,906 people
- Mexico Beach · 1,099 people