Cost of living in Valley Cottage, New York
Valley Cottage, New York has about 9,165 people. Typical rent is $2,037 a month, including utilities, and a typical household earns $133,117 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.
Ranked #174 in New York on the 2026 Most Affordable Towns Index.
Simple answer
Typical rent is $2,037 a month.
Valley Cottage is a Census community, not a separate city government in New York. That rent number includes utilities. A typical household earns $133,117 a year.
- People
- 9,165
- Census average, 2020–2024
- Typical rent
- $2,037
- Median gross rent, includes utilities
- Typical pay
- $133,117
- Median household income, yearly
- Typical home
- $544,100
- Median home value
- 2-bedroom fair rent
- $2,971
- New York, NY HUD Metro FMR Area
Valley Cottage, New York has about 9,165 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $544,100.
HUD's fair-market rent for a 2-bedroom in Rockland County is $2,971 a month. That is the county number, not an apartment listing in Valley Cottage. It runs from October 2026 through September 2027.
In the New York-Newark-Jersey City, NY-NJ metro area, prices sit at 112.6 when the U.S. average is 100. That is a 2024 BEA index.
New York taxes wages. A typical combined sales tax is 8.5% as of January 1, 2026. That mix is statewide, not Valley Cottage's exact store tax.
Some places in New York add a local wage tax. In 2023 the state average was about 1.60% of income. That is not a Valley Cottage bill.
In July 2026, a typical New York home paid 29.90¢ per kilowatt-hour. That is a state average from EIA, not Valley Cottage's bill.
In 2025, all-grades gas in New York averaged $3.18 a gallon. EIA prints this yearly price for only some states.
Among 745 places we list in New York with a rent figure, 238 have higher typical rent than Valley Cottage.
Nearby places
- Upper Nyack
Typical rent $2,393
Compare with Valley Cottage - Bardonia
Typical rent $1,035
Compare with Valley Cottage - West Nyack
Typical rent $2,196
Compare with Valley Cottage - Nyack
Typical rent $2,217
Compare with Valley Cottage - Congers
Typical rent $2,239
Compare with Valley Cottage - Blauvelt
Typical rent $2,410
Compare with Valley Cottage - New City
Typical rent $2,242
- Nanuet
Typical rent $2,308
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in New York
Bigger places in New York
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.