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Cost & Benefits

Cost of living in Waterbury, Connecticut

Waterbury, Connecticut has about 114,869 people. Typical rent is $1,225 a month, including utilities, and a typical household earns $51,886 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #45 in Connecticut on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $1,225 a month.

Waterbury is a city in Connecticut. That rent number includes utilities. A typical household earns $51,886 a year.

People
114,869
Census average, 2020–2024
Typical rent
$1,225
Median gross rent, includes utilities
Typical pay
$51,886
Median household income, yearly
Typical home
$208,500
Median home value
2-bedroom fair rent
$1,745
Waterbury-Shelton, CT MSA
Gas
$4.433
New England (PADD 1A), week of October 12, 2026

Waterbury, Connecticut has about 114,869 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $208,500.

HUD's fair-market rent for a 2-bedroom in this town's area (Waterbury-Shelton, CT MSA) is $1,745 a month. That rate runs from October 2026 through September 2027.

In the Waterbury-Shelton, CT metro area, prices sit at 99.8 when the U.S. average is 100. That is a 2024 BEA index.

Connecticut taxes wages. A typical combined sales tax is 6.3% as of January 1, 2026. That mix is statewide, not Waterbury's exact store tax.

In July 2026, a typical Connecticut home paid 24.16¢ per kilowatt-hour. That is a state average from EIA, not Waterbury's bill.

EIA does not publish a Connecticut gasoline price. For the week of October 12, 2026, the New England (PADD 1A) all-grades price was $4.433 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,127.84 a year. Those miles are our standard, not a Census figure, and every town in Connecticut shares this price.

Among 139 places we list in Connecticut with a rent figure, 110 have higher typical rent than Waterbury.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Connecticut

Bigger places in Connecticut

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.