Cost of living in Waterford, Connecticut
Waterford, Connecticut has about 3,304 people. Typical rent is $1,668 a month, including utilities, and a typical household earns $73,156 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.
Simple answer
Typical rent is $1,668 a month.
Waterford is a Census community, not a separate city government in Connecticut. That rent number includes utilities. A typical household earns $73,156 a year.
- People
- 3,304
- Census average, 2020–2024
- Typical rent
- $1,668
- Median gross rent, includes utilities
- Typical pay
- $73,156
- Median household income, yearly
- Typical home
- $282,900
- Median home value
- 2-bedroom fair rent
- $1,902
- Norwich-New London-Willimantic, CT MSA
- Gas
- $4.433
- New England (PADD 1A), week of October 12, 2026
Waterford, Connecticut has about 3,304 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $282,900.
HUD's fair-market rent for a 2-bedroom in this town's area (Norwich-New London-Willimantic, CT MSA) is $1,902 a month. That rate runs from October 2026 through September 2027.
In the Norwich-New London-Willimantic, CT metro area, prices sit at 100.4 when the U.S. average is 100. That is a 2024 BEA index.
Connecticut taxes wages. A typical combined sales tax is 6.3% as of January 1, 2026. That mix is statewide, not Waterford's exact store tax.
In July 2026, a typical Connecticut home paid 24.16¢ per kilowatt-hour. That is a state average from EIA, not Waterford's bill.
EIA does not publish a Connecticut gasoline price. For the week of October 12, 2026, the New England (PADD 1A) all-grades price was $4.433 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,127.84 a year. Those miles are our standard, not a Census figure, and every town in Connecticut shares this price.
Among 139 places we list in Connecticut with a rent figure, 54 have higher typical rent than Waterford.
Nearby places
- New London
Typical rent $1,340
Compare with Waterford - Groton
Typical rent $1,250
Compare with Waterford - Long Hill
Typical rent $1,722
Compare with Waterford - Niantic
Typical rent $1,478
Compare with Waterford - Conning Towers-Nautilus Park
Typical rent $1,856
Compare with Waterford - Gales Ferry
Typical rent $2,201
Compare with Waterford - Poquonock Bridge
Typical rent $1,403
- Oxoboxo River
Typical rent $1,179
Compare with Waterford
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Connecticut
Bigger places in Connecticut
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.