Cost of living in Waterville, New York
Simple answer
Typical rent is $820 a month.
Waterville is a village in New York. That rent number includes utilities. A typical household earns $82,273 a year.
- People
- 1,731
- Census average, 2020–2024
- Typical rent
- $820
- Median gross rent, includes utilities
- Typical pay
- $82,273
- Median household income, yearly
- Typical home
- $170,100
- Median home value
- 2-bedroom fair rent
- $1,210
- Utica-Rome, NY MSA
Waterville, New York has about 1,731 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $170,100.
HUD's fair-market rent for a 2-bedroom in Oneida County is $1,210 a month. That is the county number, not an apartment listing in Waterville. It runs from October 2026 through September 2027.
In the Utica-Rome, NY metro area, prices sit at 92.7 when the U.S. average is 100. That is a 2024 BEA index.
New York taxes wages. A typical combined sales tax is 8.5% as of January 1, 2026. That mix is statewide, not Waterville's exact store tax.
Some places in New York add a local wage tax. In 2023 the state average was about 1.60% of income. That is not a Waterville bill.
In July 2026, a typical New York home paid 29.90¢ per kilowatt-hour. That is a state average from EIA, not Waterville's bill.
In 2025, all-grades gas in New York averaged $3.18 a gallon. EIA prints this yearly price for only some states.
Among 745 places we list in New York with a rent figure, 666 have higher typical rent than Waterville.
Nearby places
- Clinton
Typical rent $1,095
Compare with Waterville - Washington Mills
Typical rent $1,149
Compare with Waterville - Clark Mills
Typical rent $1,532
Compare with Waterville - New Hartford
Typical rent $1,582
Compare with Waterville - Hamilton
Typical rent $1,245
Compare with Waterville - New York Mills
Typical rent $909
Compare with Waterville - Vernon
Typical rent $921
- Morrisville
Typical rent $804
Compare with Waterville
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in New York
Bigger places in New York
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.