Cost of living in Waverly, New York

Waverly, New York has about 4,305 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $140,200.

HUD's fair-market rent for a 2-bedroom in Tioga County is $1,219 a month. That is the county number, not an apartment listing in Waverly. It runs from October 2026 through September 2027.

In the Binghamton, NY metro area, prices sit at 92.9 when the U.S. average is 100. That is a 2024 BEA index.

New York taxes wages. A typical combined sales tax is 8.5% as of January 1, 2026. That mix is statewide, not Waverly's exact store tax.

Some places in New York add a local wage tax. In 2023 the state average was about 1.60% of income. That is not a Waverly bill.

In July 2026, a typical New York home paid 29.90¢ per kilowatt-hour. That is a state average from EIA, not Waverly's bill.

For the week of October 12, 2026, EIA's all-grades gasoline price in New York was $4.487 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,153.76 a year. Those miles are our standard, not a Census figure, and every town in New York shares this price.

Among 745 places we list in New York with a rent figure, 571 have higher typical rent than Waverly.