Compare / Indianapolis to Spokane
Indianapolis, IN vs Spokane, WA
Simple answer
You'd likely save $42 a month in Spokane.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is goods prices. BEA goods prices, the groceries and goods comparison, are 10.7 index points higher in Spokane (105.0 versus 94.3).
Indiana taxes wages at a flat 2.95%. Washington has no tax on wages. Combined sales tax differs by 2.5 percentage points, higher in Washington. The effective property tax gap is 0.05 percentage points, higher in Washington.
After a move from Indiana to Washington, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.
A $75,000 salary in Indianapolis lines up with about $78,644 in Spokane on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
Indianapolis
Indianapolis-Carmel-Greenwood, IN
- 2-bedroom Fair Market Rent
- $1,536
- HUD area
- Indianapolis-Carmel, IN HUD Metro FMR Area
- Census median gross rent
- $1,273
- All-items price parity
- 95.7
- Goods price parity
- 94.3
- Utilities price parity
- 86.4
- Mean commute
- 25.6 min
- Median household income
- $80,239
Spokane
Spokane-Spokane Valley, WA
- 2-bedroom Fair Market Rent
- $1,494
- HUD area
- Spokane, WA HUD Metro FMR Area
- Census median gross rent
- $1,405
- All-items price parity
- 100.3
- Goods price parity
- 105.0
- Utilities price parity
- 91.2
- Mean commute
- 22.5 min
- Median household income
- $84,350
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$78,644
Salary in Spokane that matches the 2024 all-items regional price parity.
$75,609
Gross salary in Spokane whose after-tax pay buys the same basket, using price parities.
$72,949
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | Indiana | Washington |
|---|---|---|
| State income tax on wages | 2.95% flat | No wage tax |
| Combined sales tax, Jan 1, 2026 | 7.0% | 9.5% |
| Effective property tax, ACS 2024 median / median | 0.74% | 0.79% |
On a $400,000 home, the state median effective rate implies about $2,954 a year in Indiana and $3,141 in Washington. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in Washington
Same household, $40,000 a year, scored once in Indiana and once in Washington. This is an illustration, not your application.
Food stamps (SNAP)
IndianapolisLikely eligible
SpokaneLikely eligible
Medicaid and CHIP
IndianapolisLikely eligible
SpokaneLikely eligible
WIC
IndianapolisLikely eligible
SpokaneLikely eligible
School meals
IndianapolisLikely eligible
SpokaneLikely eligible
LIHEAP
IndianapolisMaybe
SpokaneMaybe
Earned Income Tax Credit
IndianapolisLikely eligible
SpokaneLikely eligible
Child Tax Credit
IndianapolisLikely eligible
SpokaneLikely eligible
Marketplace premium tax credits
IndianapolisUnlikely
SpokaneUnlikely
Lifeline phone and internet
IndianapolisLikely eligible
SpokaneLikely eligible
SSI
IndianapolisUnlikely
SpokaneUnlikely
| Program | Indianapolis | Spokane |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Unlikely | Unlikely |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.
Related comparisons
From Indianapolis
The eight largest 2-bedroom Fair Market Rent gaps from Indianapolis.
- Indianapolis and San Francisco · rent gap $2,161
- Indianapolis and San Jose · rent gap $1,736
- Indianapolis and Boston · rent gap $1,472
- Indianapolis and New York · rent gap $1,435
- Indianapolis and Los Angeles · rent gap $1,428
- Indianapolis and San Diego · rent gap $1,287
- Indianapolis and Miami · rent gap $1,028
- Indianapolis and Seattle · rent gap $1,013
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.