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Cost & Benefits

Compare / Kiryas Joel to San Antonio

Kiryas Joel, NY vs San Antonio, TX

Simple answer

You'd likely save $690 a month in San Antonio.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $690: Kiryas Joel is higher at $2,131 versus $1,441.

New York taxes wages at rates up to 10.90%. Texas has no tax on wages. Combined sales tax differs by 0.3 percentage points, higher in New York. The effective property tax gap is 0.14 percentage points, higher in New York.

After a move from New York to Texas, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Kiryas Joel lines up with about $64,920 in San Antonio on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Kiryas Joel

Kiryas Joel-Poughkeepsie-Newburgh, NY

2-bedroom Fair Market Rent
$2,131
HUD area
Kiryas Joel-Poughkeepsie-Newburgh, NY MSA
Census median gross rent
$1,688
All-items price parity
109.4
Goods price parity
110.3
Utilities price parity
136.8
Mean commute
33.9 min
Median household income
$95,125

San Antonio

San Antonio-New Braunfels, TX

2-bedroom Fair Market Rent
$1,441
HUD area
San Antonio-New Braunfels, TX HUD Metro FMR Area
Census median gross rent
$1,422
All-items price parity
94.7
Goods price parity
93.8
Utilities price parity
82.2
Mean commute
27.6 min
Median household income
$78,112

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$64,920

Salary in San Antonio that matches the 2024 all-items regional price parity.

After state and federal tax

$58,627

Gross salary in San Antonio whose after-tax pay buys the same basket, using price parities.

Rent only

$50,716

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxNew YorkTexas
State income tax on wagesup to 10.90%No wage tax
Combined sales tax, Jan 1, 20268.5%8.2%
Effective property tax, ACS 2024 median / median1.45%1.31%

On a $400,000 home, the state median effective rate implies about $5,818 a year in New York and $5,246 in Texas. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Texas

Same household, $40,000 a year, scored once in New York and once in Texas. This is an illustration, not your application.

  • Food stamps (SNAP)

    Kiryas JoelLikely eligible

    San AntonioLikely eligible

  • Medicaid and CHIP

    Kiryas JoelLikely eligible

    San AntonioLikely eligible

  • WIC

    Kiryas JoelLikely eligible

    San AntonioLikely eligible

  • School meals

    Kiryas JoelLikely eligible

    San AntonioLikely eligible

  • LIHEAP

    Kiryas JoelMaybe

    San AntonioMaybe

  • Earned Income Tax Credit

    Kiryas JoelLikely eligible

    San AntonioLikely eligible

  • Child Tax Credit

    Kiryas JoelLikely eligible

    San AntonioLikely eligible

  • Marketplace premium tax credits

    Kiryas JoelUnlikely

    San AntonioLikely eligible

  • Lifeline phone and internet

    Kiryas JoelLikely eligible

    San AntonioLikely eligible

  • SSI

    Kiryas JoelUnlikely

    San AntonioUnlikely

Marketplace premium tax credits changes. In Kiryas Joel the result is “Unlikely — Medicaid is the closer program.” In San Antonio it is “Likely inside the 2026 subsidy range.” New York expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Texas · SNAP guide

Related comparisons

From Kiryas Joel

The eight largest 2-bedroom Fair Market Rent gaps from Kiryas Joel.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.