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Cost & Benefits

Compare / Nashville to Seattle

Nashville, TN vs Seattle, WA

Simple answer

You'd likely save $751 a month in Nashville.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 46.7 points (Nashville 104.6, Seattle 151.3).

Tennessee has no tax on wages. Washington has no tax on wages. Combined sales tax differs by 0.1 percentage points, higher in Tennessee. The effective property tax gap is 0.34 percentage points, higher in Washington.

After a move from Tennessee to Washington, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Nashville lines up with about $86,518 in Seattle on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Nashville

Nashville-Davidson--Murfreesboro--Franklin, TN

2-bedroom Fair Market Rent
$1,798
HUD area
Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area
Census median gross rent
$1,627
All-items price parity
96.3
Goods price parity
96.2
Utilities price parity
72.0
Mean commute
28.7 min
Median household income
$88,800

Seattle

Seattle-Tacoma-Bellevue, WA

2-bedroom Fair Market Rent
$2,549
HUD area
Seattle-Bellevue, WA HUD Metro FMR Area
Census median gross rent
$2,050
All-items price parity
111.1
Goods price parity
104.0
Utilities price parity
92.8
Mean commute
30.0 min
Median household income
$112,388

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$86,518

Salary in Seattle that matches the 2024 all-items regional price parity.

After state and federal tax

$88,446

Gross salary in Seattle whose after-tax pay buys the same basket, using price parities.

Rent only

$106,326

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxTennesseeWashington
State income tax on wagesNo wage taxNo wage tax
Combined sales tax, Jan 1, 20269.6%9.5%
Effective property tax, ACS 2024 median / median0.45%0.79%

On a $400,000 home, the state median effective rate implies about $1,790 a year in Tennessee and $3,141 in Washington. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Washington

Same household, $40,000 a year, scored once in Tennessee and once in Washington. This is an illustration, not your application.

  • Food stamps (SNAP)

    NashvilleLikely eligible

    SeattleLikely eligible

  • Medicaid and CHIP

    NashvilleLikely eligible

    SeattleLikely eligible

  • WIC

    NashvilleLikely eligible

    SeattleLikely eligible

  • School meals

    NashvilleLikely eligible

    SeattleLikely eligible

  • LIHEAP

    NashvilleMaybe

    SeattleMaybe

  • Earned Income Tax Credit

    NashvilleLikely eligible

    SeattleLikely eligible

  • Child Tax Credit

    NashvilleLikely eligible

    SeattleLikely eligible

  • Marketplace premium tax credits

    NashvilleLikely eligible

    SeattleUnlikely

  • Lifeline phone and internet

    NashvilleLikely eligible

    SeattleLikely eligible

  • SSI

    NashvilleUnlikely

    SeattleUnlikely

Marketplace premium tax credits changes. In Nashville the result is “Likely inside the 2026 subsidy range.” In Seattle it is “Unlikely — Medicaid is the closer program.” Washington expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Washington · SNAP guide

Related comparisons

From Nashville

The eight largest 2-bedroom Fair Market Rent gaps from Nashville.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.