Most affordable towns in Kentucky, 2026

Reidland is the most affordable ranked town in Kentucky. The score uses rent, the regional price level, state and local taxes, and electricity. A lower score is more affordable.

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Top 25

1. #1 in Kentucky · National #9

   Reidland

   Rent share 12.7% · Price level 86.1 · Score 0.108

   Median rent is $1,051 a month and median income is $99,423, so rent is 12.7% of income, under the 19.5% median for ranked towns in Kentucky. The Paducah, KY-IL metro price level is 86.1 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is regional price level and its heaviest mark is tax burden.

2. #2 in Kentucky · National #51

   Mount Sterling

   Rent share 15.0% · Price level 90.2 · Score 0.159

   Median rent is $699 a month and median income is $55,827, so rent is 15.0% of income, under the 19.5% median for ranked towns in Kentucky. The Kentucky state price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

3. #3 in Kentucky · National #57

   Mount Washington

   Rent share 12.6% · Price level 93.1 · Score 0.162

   Median rent is $1,008 a month and median income is $96,239, so rent is 12.6% of income, under the 19.5% median for ranked towns in Kentucky. The Louisville/Jefferson County, KY-IN metro price level is 93.1 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is tax burden.

4. #4 in Kentucky · National #63

   Central City

   Rent share 16.1% · Price level 90.2 · Score 0.166

   Median rent is $683 a month and median income is $50,885, so rent is 16.1% of income, under the 19.5% median for ranked towns in Kentucky. The Kentucky state price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

5. #5 in Kentucky · National #70

   Crestwood

   Rent share 13.2% · Price level 93.1 · Score 0.169

   Median rent is $1,188 a month and median income is $108,046, so rent is 13.2% of income, under the 19.5% median for ranked towns in Kentucky. The Louisville/Jefferson County, KY-IN metro price level is 93.1 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is tax burden.

6. #6 in Kentucky · National #87

   Francisville

   Rent share 10.7% · Price level 95.4 · Score 0.177

   Median rent is $1,420 a month and median income is $159,371, so rent is 10.7% of income, under the 19.5% median for ranked towns in Kentucky. The Cincinnati, OH-KY-IN metro price level is 95.4 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is tax burden.

7. #7 in Kentucky · National #90

   Edgewood

   Rent share 10.8% · Price level 95.4 · Score 0.178

   Median rent is $1,073 a month and median income is $119,028, so rent is 10.8% of income, under the 19.5% median for ranked towns in Kentucky. The Cincinnati, OH-KY-IN metro price level is 95.4 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is tax burden.

8. #8 in Kentucky · National #94

   Campbellsville

   Rent share 16.6% · Price level 90.2 · Score 0.179

   Median rent is $685 a month and median income is $49,644, so rent is 16.6% of income, under the 19.5% median for ranked towns in Kentucky. The Kentucky state price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

9. #9 in Kentucky · National #100

   Hazard

   Rent share 16.9% · Price level 90.2 · Score 0.181

   Median rent is $720 a month and median income is $51,016, so rent is 16.9% of income, under the 19.5% median for ranked towns in Kentucky. The Kentucky state price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

10. #10 in Kentucky · National #111

    Cynthiana

    Rent share 16.9% · Price level 90.2 · Score 0.184

    Median rent is $770 a month and median income is $54,647, so rent is 16.9% of income, under the 19.5% median for ranked towns in Kentucky. The Kentucky state price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

11. #11 in Kentucky · National #114

    Wilmore

    Rent share 15.1% · Price level 92.9 · Score 0.185

    Median rent is $975 a month and median income is $77,665, so rent is 15.1% of income, under the 19.5% median for ranked towns in Kentucky. The Lexington-Fayette, KY metro price level is 92.9 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

12. #12 in Kentucky · National #121

    Berea

    Rent share 16.8% · Price level 90.2 · Score 0.186

    Median rent is $835 a month and median income is $59,495, so rent is 16.8% of income, under the 19.5% median for ranked towns in Kentucky. The Kentucky state price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

13. #13 in Kentucky · National #123

    Leitchfield

    Rent share 16.8% · Price level 90.2 · Score 0.187

    Median rent is $621 a month and median income is $44,347, so rent is 16.8% of income, under the 19.5% median for ranked towns in Kentucky. The Kentucky state price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

14. #14 in Kentucky · National #129

    Lawrenceburg

    Rent share 17.2% · Price level 90.2 · Score 0.189

    Median rent is $954 a month and median income is $66,486, so rent is 17.2% of income, under the 19.5% median for ranked towns in Kentucky. The Kentucky state price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

15. #15 in Kentucky · National #137

    La Grange

    Rent share 15.5% · Price level 93.1 · Score 0.191

    Median rent is $1,143 a month and median income is $88,464, so rent is 15.5% of income, under the 19.5% median for ranked towns in Kentucky. The Louisville/Jefferson County, KY-IN metro price level is 93.1 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

16. #16 in Kentucky · National #141

    Corbin

    Rent share 17.2% · Price level 90.2 · Score 0.192

    Median rent is $733 a month and median income is $51,065, so rent is 17.2% of income, under the 19.5% median for ranked towns in Kentucky. The Kentucky state price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

17. #17 in Kentucky · National #146

    Fort Wright

    Rent share 13.0% · Price level 95.4 · Score 0.193

    Median rent is $1,142 a month and median income is $105,024, so rent is 13.0% of income, under the 19.5% median for ranked towns in Kentucky. The Cincinnati, OH-KY-IN metro price level is 95.4 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is tax burden.

18. #18 in Kentucky · National #147

    Fort Thomas

    Rent share 12.9% · Price level 95.4 · Score 0.193

    Median rent is $1,126 a month and median income is $104,350, so rent is 12.9% of income, under the 19.5% median for ranked towns in Kentucky. The Cincinnati, OH-KY-IN metro price level is 95.4 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is rent share and its heaviest mark is tax burden.

19. #19 in Kentucky · National #151

    Shepherdsville

    Rent share 15.8% · Price level 93.1 · Score 0.193

    Median rent is $943 a month and median income is $71,476, so rent is 15.8% of income, under the 19.5% median for ranked towns in Kentucky. The Louisville/Jefferson County, KY-IN metro price level is 93.1 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

20. #20 in Kentucky · National #158

    Alexandria

    Rent share 14.0% · Price level 95.4 · Score 0.195

    Median rent is $1,195 a month and median income is $102,239, so rent is 14.0% of income, under the 19.5% median for ranked towns in Kentucky. The Cincinnati, OH-KY-IN metro price level is 95.4 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

21. #21 in Kentucky · National #171

    Independence

    Rent share 14.7% · Price level 95.4 · Score 0.198

    Median rent is $1,250 a month and median income is $102,361, so rent is 14.7% of income, under the 19.5% median for ranked towns in Kentucky. The Cincinnati, OH-KY-IN metro price level is 95.4 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

22. #22 in Kentucky · National #172

    Flatwoods

    Rent share 18.8% · Price level 88.4 · Score 0.198

    Median rent is $940 a month and median income is $59,972, so rent is 18.8% of income, under the 19.5% median for ranked towns in Kentucky. The Huntington-Ashland, WV-KY-OH metro price level is 88.4 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is regional price level and its heaviest mark is rent share.

23. #23 in Kentucky · National #191

    Union

    Rent share 14.5% · Price level 95.4 · Score 0.202

    Median rent is $1,657 a month and median income is $136,712, so rent is 14.5% of income, under the 19.5% median for ranked towns in Kentucky. The Cincinnati, OH-KY-IN metro price level is 95.4 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

24. #24 in Kentucky · National #199

    Danville

    Rent share 17.4% · Price level 90.2 · Score 0.204

    Median rent is $762 a month and median income is $52,646, so rent is 17.4% of income, under the 19.5% median for ranked towns in Kentucky. The Kentucky state price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

25. #25 in Kentucky · National #207

    Shelbyville

    Rent share 16.4% · Price level 93.1 · Score 0.206

    Median rent is $1,033 a month and median income is $75,610, so rent is 16.4% of income, under the 19.5% median for ranked towns in Kentucky. The Louisville/Jefferson County, KY-IN metro price level is 93.1 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is tax burden.

Least affordable 10

1. #84 in Kentucky · National #2268

   Elsmere

   Rent share 26.8% · Price level 95.4 · Score 0.398

   Median rent is $1,351 a month and median income is $60,503, so rent is 26.8% of income, over the 19.5% median for ranked towns in Kentucky. The Cincinnati, OH-KY-IN metro price level is 95.4 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

2. #83 in Kentucky · National #2181

   Highland Heights

   Rent share 25.8% · Price level 95.4 · Score 0.392

   Median rent is $1,144 a month and median income is $53,275, so rent is 25.8% of income, over the 19.5% median for ranked towns in Kentucky. The Cincinnati, OH-KY-IN metro price level is 95.4 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

3. #82 in Kentucky · National #2110

   Pikeville

   Rent share 25.9% · Price level 90.2 · Score 0.387

   Median rent is $862 a month and median income is $39,955, so rent is 25.9% of income, over the 19.5% median for ranked towns in Kentucky. The Kentucky state price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

4. #81 in Kentucky · National #1860

   Morehead

   Rent share 26.1% · Price level 90.2 · Score 0.370

   Median rent is $800 a month and median income is $36,741, so rent is 26.1% of income, over the 19.5% median for ranked towns in Kentucky. The Kentucky state price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

5. #80 in Kentucky · National #1810

   Oak Grove

   Rent share 29.1% · Price level 90.9 · Score 0.366

   Median rent is $1,197 a month and median income is $49,354, so rent is 29.1% of income, over the 19.5% median for ranked towns in Kentucky. The Clarksville, TN-KY metro price level is 90.9 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

6. #79 in Kentucky · National #1764

   Somerset

   Rent share 26.8% · Price level 90.2 · Score 0.362

   Median rent is $775 a month and median income is $34,704, so rent is 26.8% of income, over the 19.5% median for ranked towns in Kentucky. The Kentucky state price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

7. #78 in Kentucky · National #1593

   Bowling Green

   Rent share 24.5% · Price level 90.2 · Score 0.351

   Median rent is $998 a month and median income is $48,873, so rent is 24.5% of income, over the 19.5% median for ranked towns in Kentucky. The Bowling Green, KY metro price level is 90.2 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

8. #77 in Kentucky · National #1469

   Florence

   Rent share 22.5% · Price level 95.4 · Score 0.343

   Median rent is $1,329 a month and median income is $71,003, so rent is 22.5% of income, over the 19.5% median for ranked towns in Kentucky. The Cincinnati, OH-KY-IN metro price level is 95.4 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

9. #76 in Kentucky · National #1430

   Lyndon

   Rent share 22.8% · Price level 93.1 · Score 0.341

   Median rent is $1,246 a month and median income is $65,679, so rent is 22.8% of income, over the 19.5% median for ranked towns in Kentucky. The Louisville/Jefferson County, KY-IN metro price level is 93.1 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

10. #75 in Kentucky · National #1378

    Versailles

    Rent share 22.3% · Price level 92.9 · Score 0.338

    Median rent is $1,160 a month and median income is $62,368, so rent is 22.3% of income, over the 19.5% median for ranked towns in Kentucky. The Lexington-Fayette, KY metro price level is 92.9 (U.S. = 100). Residential electricity is 13.81 cents per kWh. Among ranked U.S. towns, its lightest mark is electricity price and its heaviest mark is rent share.

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