Cost of living in Georgetown, Kentucky

Georgetown, Kentucky has about 39,117 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $265,400.

HUD's fair-market rent for a 2-bedroom in Scott County is $1,416 a month. That is the county number, not an apartment listing in Georgetown. It runs from October 2026 through September 2027.

In the Lexington-Fayette, KY metro area, prices sit at 92.9 when the U.S. average is 100. That is a 2024 BEA index.

Kentucky taxes wages. A typical combined sales tax is 6.0% as of January 1, 2026. That mix is statewide, not Georgetown's exact store tax.

Some places in Kentucky add a local wage tax. In 2023 the state average was about 0.93% of income. That is not a Georgetown bill.

In July 2026, a typical Kentucky home paid 13.81¢ per kilowatt-hour. That is a state average from EIA, not Georgetown's bill.

EIA does not publish a Kentucky gasoline price. For the week of October 12, 2026, the Midwest (PADD 2) all-grades price was $4.237 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,033.76 a year. Those miles are our standard, not a Census figure, and every town in Kentucky shares this price.

Among 216 places we list in Kentucky with a rent figure, 35 have higher typical rent than Georgetown.