Cost of living in Laguna Beach, Florida
Simple answer
Typical rent is $1,266 a month.
Laguna Beach is a Census community, not a separate city government in Florida. That rent number includes utilities. A typical household earns $76,607 a year.
- People
- 3,830
- Census average, 2020–2024
- Typical rent
- $1,266
- Median gross rent, includes utilities
- Typical pay
- $76,607
- Median household income, yearly
- Typical home
- $438,100
- Median home value
- 2-bedroom fair rent
- $1,651
- Panama City, FL HUD Metro FMR Area
Laguna Beach, Florida has about 3,830 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $438,100.
HUD's fair-market rent for a 2-bedroom in Bay County is $1,651 a month. That is the county number, not an apartment listing in Laguna Beach. It runs from October 2026 through September 2027.
In the Panama City-Panama City Beach, FL metro area, prices sit at 97.3 when the U.S. average is 100. That is a 2024 BEA index.
Florida does not tax wages. A typical combined sales tax is 7.0% as of January 1, 2026. That mix is statewide, not Laguna Beach's exact store tax.
In July 2026, a typical Florida home paid 15.03¢ per kilowatt-hour. That is a state average from EIA, not Laguna Beach's bill.
In 2025, all-grades gas in Florida averaged $3.06 a gallon. EIA prints this yearly price for only some states.
Among 730 places we list in Florida with a rent figure, 539 have higher typical rent than Laguna Beach.
Nearby places
- Panama City Beach
Typical rent $1,791
Compare with Laguna Beach - Upper Grand Lagoon
Typical rent $1,667
Compare with Laguna Beach - Lower Grand Lagoon
Typical rent $1,323
Compare with Laguna Beach - Pretty Bayou
Typical rent $1,749
Compare with Laguna Beach - Panama City
Typical rent $1,327
Compare with Laguna Beach - Lynn Haven
Typical rent $1,563
Compare with Laguna Beach - Cedar Grove
Typical rent $1,420
- Freeport
Typical rent $1,859
Compare with Laguna Beach
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Florida
Bigger places in Florida
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.