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Cost & Benefits

Cost of living in Owensboro, Kentucky

Owensboro, Kentucky has about 60,302 people. Typical rent is $905 a month, including utilities, and a typical household earns $56,357 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #36 in Kentucky on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $905 a month.

Owensboro is a city in Kentucky. That rent number includes utilities. A typical household earns $56,357 a year.

Is Owensboro affordable?See benefits in Owensboro
People
60,302
Census average, 2020–2024
Typical rent
$905
Median gross rent, includes utilities
Typical pay
$56,357
Median household income, yearly
Typical home
$178,900
Median home value
2-bedroom fair rent
$1,138
Owensboro, KY MSA

Owensboro, Kentucky has about 60,302 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $178,900.

HUD's fair-market rent for a 2-bedroom in Daviess County is $1,138 a month. That is the county number, not an apartment listing in Owensboro. It runs from October 2026 through September 2027.

In the Owensboro, KY metro area, prices sit at 88.6 when the U.S. average is 100. That is a 2024 BEA index.

Kentucky taxes wages. A typical combined sales tax is 6.0% as of January 1, 2026. That mix is statewide, not Owensboro's exact store tax.

Some places in Kentucky add a local wage tax. In 2023 the state average was about 0.93% of income. That is not a Owensboro bill.

In July 2026, a typical Kentucky home paid 13.81¢ per kilowatt-hour. That is a state average from EIA, not Owensboro's bill.

EIA did not publish a 2025 all-grades gas price for Kentucky in the table we use.

Among 216 places we list in Kentucky with a rent figure, 95 have higher typical rent than Owensboro.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near OwensboroWhat EBT can buy in Kentucky

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Kentucky

Bigger places in Kentucky

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.