Cost of living in St. Matthews, Kentucky
St. Matthews, Kentucky has about 17,577 people. Typical rent is $1,369 a month, including utilities, and a typical household earns $82,412 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.
Ranked #55 in Kentucky on the 2026 Most Affordable Towns Index.
Simple answer
Typical rent is $1,369 a month.
St. Matthews is a city in Kentucky. That rent number includes utilities. A typical household earns $82,412 a year.
- People
- 17,577
- Census average, 2020–2024
- Typical rent
- $1,369
- Median gross rent, includes utilities
- Typical pay
- $82,412
- Median household income, yearly
- Typical home
- $338,000
- Median home value
- 2-bedroom fair rent
- $1,276
- Louisville, KY-IN HUD Metro FMR Area
St. Matthews, Kentucky has about 17,577 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $338,000.
HUD's fair-market rent for a 2-bedroom in Jefferson County is $1,276 a month. That is the county number, not an apartment listing in St. Matthews. It runs from October 2026 through September 2027.
In the Louisville/Jefferson County, KY-IN metro area, prices sit at 93.1 when the U.S. average is 100. That is a 2024 BEA index.
Kentucky taxes wages. A typical combined sales tax is 6.0% as of January 1, 2026. That mix is statewide, not St. Matthews's exact store tax.
Some places in Kentucky add a local wage tax. In 2023 the state average was about 0.93% of income. That is not a St. Matthews bill.
In July 2026, a typical Kentucky home paid 13.81¢ per kilowatt-hour. That is a state average from EIA, not St. Matthews's bill.
EIA did not publish a 2025 all-grades gas price for Kentucky in the table we use.
Among 216 places we list in Kentucky with a rent figure, 26 have higher typical rent than St. Matthews.
Nearby places
- Beechwood Village
Typical rent $1,411
Compare with St. Matthews - Windy Hills
Typical rent $2,262
Compare with St. Matthews - St. Regis Park
Typical rent $1,700
Compare with St. Matthews - Graymoor-Devondale
Typical rent $1,558
Compare with St. Matthews - Northfield
Typical rent $1,659
Compare with St. Matthews - Hurstbourne
Typical rent $1,644
Compare with St. Matthews - Lyndon
Typical rent $1,246
- Indian Hills
Typical rent $2,250
Compare with St. Matthews
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Kentucky
Bigger places in Kentucky
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.